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Posts posted by Disclaimer

  1. I stand by my post -- everyone has a price. :D

    I want to make enough money to have an opinion on the capital gains tax, I just won't be able to communicate it.

  2. Don't question it. It just fricken works.

    This is still the best post so far.

    You can discuss it, and there's nothing wrong with learning and understanding the science/physics behind it, but when it comes to executing it -- you either do or don't. You don't think about it. It's reflexive. Muscle memory through riding experience.

  3. I guess it all depends on if you care about burning bridges?

    A buddy of mine lives by the motto (I'm paraphrasing) "Let the bridges I torch light the way to future prosperity"

  4. Since the "health care" debate has been brought into this thread as well... Obama is SUCH a socialist, he's spreading it to the Republicans now too!! It's like an uncontrollable commie virus. :eek:

    Rep. Paul Ryan and the GOP love them some health-care mandates, two times

    Simon Lazarus raises an important observation: the highly-touted House GOP budget plan, as shaped by Paul Ryan, includes a health care mandate, too. In fact, it includes more than one.

    The Ryan budget would reshape Americans' access to health insurance mainly through two provisions, both of which pressure people to purchase private health insurance to an extent and through mechanisms that are materially indistinguishable from the supposedly toxic Obamacare mandate. One of these Ryan budget proposals -- as yet little noticed by pundits or politicians -- is almost an exact copy of its equivalent in the Affordable Care Act. [...]

    Under both provisions, the result is the same: People who choose to carry health insurance have a lower tax bill than they would if they chose not to. In terms of their respective potential impact on individuals' bank accounts and tax liability, the manner in which they affect individuals' financial incentives, and hence the constraining effect on individuals' financial choices to either buy or forgo health insurance, the two "mandate" provisions are identical. (Indeed, in most cases, the financial difference for the individual taxpayer made by the Republican tax credit would be greater -- i.e., more "coercive" -- than the ACA tax penalty.)

    In addition to cloning the ACA's framework for coverage of adults under 65, the Ryan budget would also apply a similar approach to Americans currently covered by Medicare. Beginning in 2021, former Medicare-eligibles would receive a voucher they can apply to the purchase of private insurance. According to the Congressional Budget Office, the vouchers would be worth approximately $6,000 for recipients age 65, and would be greater for older recipients, averaging $11,000 across the entire Medicare population. Of course, Americans would be required to continue to pay their annual Medicare tax throughout their working lives. Hence, the Republicans' proposal to replace Medicare with partially subsidized private insurance also operates to "compel" people to pay for private health insurance policies. Moreover, this mandate is not even a pay-or-play option; Medicare taxes are mandatory, whether workers want to buy eligibility for old-age vouchers or not.

    Nearly every member of the House Republican caucus voted for this budget plan, and said nary a word about the freedom-crushing provision included by Paul Ryan.

  5. What, and be like you????

    ZOMFG!11!!1!1 :eek: That'd be terrible, it requires research and reading. But you're right, that might be above your skill level.

    Most who are well versed in a subject really don't need to make such an effort, the natural realization will just show itself.

    What makes you "well versed" in anything? You have some credentials that qualify you as an expert? Or "Because it's MY opinion, and that makes it right! *rabble rabble rabble*"

    Talk about being full of yourself.

  6. So here's an ACTUAL legal question... if you have sufficient cash assets why can't you define "financial responsibility" with a bank statement... why does it have to be a DOI insurer?

    If the state min limits are 12.5/25/12.5 and you have 50k in the bank... why do you need insurance?

    You can. File the $30k surety bond w/ the state treasurer.

    http://codes.ohio.gov/orc/4509.45

    More specifically: http://codes.ohio.gov/orc/4509.62

    But as with everything else... that's $30k of your money that's permanently tied up in an account, and if you're sued beyond that, it's really getting hairy for you.

  7. Forcing every American to buy Health Insurance.....

    Yea, that big line item on your W2 that said "Medicare Tax"... nothing new.

    If they did away with SS, Medicare, and Medicaid... I won't be able to wait to see what the country would turn into.

    How many posters on this site do you think have finances to sustain themselves and their family past age 65 on what they have in their "nest egg" if they EVER plan on retiring?

  8. Actually just passing on an inane emailing I got....lol, loved reading your reactions. Especially self proclaimed know it all JRMMiii.

    Ohh see John, it was just a "joke", he wanted to "test" us :rolleyes:

    And Protip -- while I don't remember making ANY self proclamations on this site, understand that you could be a "know it all" too! All you need to do is have some facts at hand, do some reading, and have some critical thinking skills. It's really not difficult, it's just people like you and crb that make it look difficult.

  9. :dunno: I guess I don't understand how I'm cherry picking.

    I'm digging deeper into the data to get a more detailed picture. That's kind of why they put all that "extra" data in there.

    That's like a business just reporting profits to investors. Would you invest in a business that had increased profits of over 26%?

    Harley increased profits last year, but that's because if you look at all the books, it was because they downsized plants and workers, sold Buell, sold MV, etc. That's not cherry picking data... that's getting the full scoop before you invest in their product and business philosophy/model.

  10. Here's a sample from when a few friends and I tried to think up some plates for a buddy's new ride. Some are completely tasteless and would probably get flagged (not issued), or at the very least get you some angry, condescending looks from fellow motorists.

    pets_catfriendly.gif&x=30&y=35&color=DarkBlue&height=100px&width=200px&plateImageFormat=Gif

    pets_catfriendly.gif&x=30&y=35&color=DarkBlue&height=100px&width=200px&plateImageFormat=Gif

    pets_catfriendly.gif&x=30&y=35&color=DarkBlue&height=100px&width=200px&plateImageFormat=Gif

    If you're a sports fan..

    cleveland_browns.gif&x=30&y=35&color=DarkBlue&height=100px&width=200px&plateImageFormat=Gif

    America!

    one_nation_under_god.gif&x=30&y=35&color=DarkBlue&height=100px&width=200px&plateImageFormat=Gif

    HUNGUP and NAILED are taken

    RedBlue_Standard_Sunburst.gif&x=-18&y=35&color=DarkBlue&height=100px&width=200px&plateImageFormat=Gif

    RedBlue_Standard_Sunburst.gif&x=-18&y=35&color=DarkBlue&height=100px&width=200px&plateImageFormat=Gif

    RedBlue_Standard_Sunburst.gif&x=-18&y=35&color=DarkBlue&height=100px&width=200px&plateImageFormat=Gif

    OR

    RedBlue_Standard_Sunburst.gif&x=-18&y=35&color=DarkBlue&height=100px&width=200px&plateImageFormat=Gif

    sportsmen_smallmouthbass.gif&x=30&y=35&color=DarkBlue&height=100px&width=200px&plateImageFormat=Gif

    personalized with "TACO"

    boy_scouts.gif&x=30&y=35&color=DarkBlue&height=100px&width=200px&plateImageFormat=Gif

    personalized with "NAMBLA"

    special_olympics.gif&x=30&y=35&color=DarkBlue&height=100px&width=200px&plateImageFormat=Gif

    Personalized with "DURRRR"

    celebrate_kids.gif&x=30&y=35&color=DarkBlue&height=100px&width=200px&plateImageFormat=Gif

    Personalized with "DEDBABY"

    choose_life.gif&x=30&y=35&color=DarkBlue&height=100px&width=200px&plateImageFormat=Gif

    choose_life_002.gif&x=30&y=35&color=DarkBlue&height=100px&width=200px&plateImageFormat=Gif

    Feel free.

    • Upvote 2
  11. How I understand it...assuming they are the 'at fault' party:

    Their max might not be enough to cover ALL your damages, so if the accident cost $100k total between damage, medical, etc, and their 12.5k/25k policy comes up short, then the difference has to be made up out of your insurance policy.

    Your insurance forks over cash up to YOUR limits, and then they sue the other party for the difference. The whole reason why some people get expensive coverages is because they have more to lose. Ie. if you have a nice $450k home, some cars, some bikes, $1M net worth and you roll around with minimum coverage and royally injure someone (like a motorcyclist), then that max. liability will run out REAL quick and then you're in civil court getting sued by the guy you hit AND his insurance company to recoup their costs -- they'll go for your home, cars, bikes, etc.

    Now in the real world, people that have min. coverage often don't have a lot to lose... and since "you can't squeeze blood from a turnip"... :dunno:.

    That's what he means when he says "you're not covered" because the schmuck that hit you is a low net worth individual who's insurance and assets combined won't pay for your losses. Additional insurance on YOUR end will protect yourself.

  12. I think it has to do with how claims are processed then subrogated.

    Your insurance will pay you up to your max policy, then go after the 'at-fault' party. Then again, I don't really know the ins-and-outs how much your own insurance will front before they figure out the other goofball is only paying for minimum coverage.

    Kinda defeats the purpose of insurance people selling you un-/under-insured coverage in addition to your own policy. So I dunno :dunno:

  13. You guys remember that new guy from Columbus? He just posted in the Intro thread recently...whatever happened to that guy?

    Im 19 (id says otherwise) drive a 1997 HONDA cbr1100xx also have a 1979 mint honda cbx 1000 but dont ride her much. I go on rides every day its sunny which has been almost never lately fml. I just started a group TSGErr that rides whenever we can, so if anyone isnt getting enough rides hit me up. Im pretty laid back used to play alot of video games so i wont be a forum whore because i know its a pain in the ass.

    Started more threads in 6 hours than I have in 6 months. :lol:

    75PPD!!

    hBDrg.jpg

    • Upvote 1
  14. If you look at the OP posts, he's a 'hit and run' kind of troll... like that other guy that put me on ignore. I wouldn't hold your breath for a logical answer, or any answer at all.

  15. This wasn't a business tax discussion though... this was a 'Ohio family' tax discussion.

    Regardless of the Tax Climate Index, that number really doesn't tell the full story.

    For example: http://www.taxfoundation.org/research/show/2181.html

    Look at page 14 (also see p24-25 to further illustrate Ohio as a "business friendly tax state"). Ohio collects an average of 1.9% of income from businesses, what's the US average? 4.3%.

    So, believe me, businesses aren't hurting because of being overtaxed here in Ohio.

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