Sure, that's all we can really do, base things on our own experiences. I don't doubt you know a crap ton more than I do about these things, you are a doctor after all, right?
I hardly ever used my insurance. I'm pretty healthy, rarely get sick but when I do get a cold I'd just let my immune system take care of it, depending on the severity. I try to never use any type of drug if I don't need to.
I do not have a family doctor. I can't even remember the last time I visited a GP...maybe back in high school.
I do however always visit my dentist every 6 months for cleanings.
Earlier this year I was diagnosed with having psoriasis. Obviously had to go see a dermatologist for that. I have very small patches so the tube of lotion will last me quite a while before having to get it refilled. So now I do have a regular prescription I need to get, but not like it's life threatening.
The plan I had through my previous employer was an HSA plan. It happened to work out a little cheaper, and I get to put money into an account pre-tax, and it's always mine, instead of paying it to an insurance company for which I rarely used.
So when I left my employer, I got my COBRA letter in the mail and to keep my insurance it would've been ~$500. It was cheaper through Obamacare for a similar plan, it would've been around $290 I believe. I shopped around a bit, but obama's was always the cheaper rate.
I am now working with the company I do contracting for on an insurance plan, so I would no longer need .gov insurance...good timing.