Wease Posted April 22, 2004 Report Share Posted April 22, 2004 Just got in for the good rates, too. 5.3%. Closed this past week and rates just went up a half a point. When I bought the house, I was at 6.3%. But the title company screwed up the filing of the papers and one of the old owners of my house was still on the deed. Took a few months to clear that up and by then (last summer), rates had gone back up to over 6 again. They were down enough these past couple months, we jumped on it. Went from a 30 year mortgage to a 20 year. And my payment still went down! I don't have a mortgage payment next month either. Anybody else get in on the good rates before they went back up? Quote Link to comment Share on other sites More sharing options...
Boost-n-Juice Posted April 22, 2004 Report Share Posted April 22, 2004 ARM @ 3.25 Quote Link to comment Share on other sites More sharing options...
Wease Posted April 22, 2004 Author Report Share Posted April 22, 2004 Originally posted by BC: ARM @ 3.25 Nice. I don't want an ARM though, I'm never moving again... smile.gif Quote Link to comment Share on other sites More sharing options...
LJ Posted April 22, 2004 Report Share Posted April 22, 2004 My fixed on my condo is 3.2, of course my dad got me the rate Quote Link to comment Share on other sites More sharing options...
Sully Posted April 22, 2004 Report Share Posted April 22, 2004 Anyone see that Jericho commercial where they will pay 6 months of your mortgage? I'm sure there is a loophole somewhere. Just wondering if anyone has contacted them about that. BTW, I'm currently at 4.25 ARM. I'm looking into refinancing to an interest only loan. My payment sucks big donkey wanker. Quote Link to comment Share on other sites More sharing options...
Nitrousbird Posted April 23, 2004 Report Share Posted April 23, 2004 I tried last year, but my income to debt ratio said no to refinancing. Now that I'm making more money, and once my car gets paid off this summer, I may try again. I'm stuck at 7.25% Quote Link to comment Share on other sites More sharing options...
HotCarl Posted April 23, 2004 Report Share Posted April 23, 2004 My brother-in-law just had his house refinanced. in fact the appraiser just came by yesterday. the old rate was around 6.7ish i believe. and the new rate is close to your's, somewhere in the low 4's, maybe 4.25 he said they'll save alot, i didn't want to get to impersonal about it so i said "cool". Quote Link to comment Share on other sites More sharing options...
Total Sign Posted April 23, 2004 Report Share Posted April 23, 2004 Now at mid 4%, down to a 15 yr from a 30 year smile.gif Quote Link to comment Share on other sites More sharing options...
Mojoe Posted April 23, 2004 Report Share Posted April 23, 2004 If anyone is interested, I can do a free mortgage analysis for you and let you know if it is worth while for you to refinance. Just send me a PM. Quote Link to comment Share on other sites More sharing options...
black00ws6 Posted April 23, 2004 Report Share Posted April 23, 2004 Just signed a contract for a new home last week at 3.25.. But we don't find out til next week if we are approved. Quote Link to comment Share on other sites More sharing options...
Mr. Jones Posted April 23, 2004 Report Share Posted April 23, 2004 5.75 Fixed 30year Quote Link to comment Share on other sites More sharing options...
Buck531 Posted April 23, 2004 Report Share Posted April 23, 2004 6.49 fixed for 30 years. I got this back in '99 too when it was 8-9%. Government Bond money smile.gif . Quote Link to comment Share on other sites More sharing options...
zeitgeist57 Posted April 23, 2004 Report Share Posted April 23, 2004 Rates have ticked up a few bp's since a real low a couple of weeks ago...I picked up a 4.625 in a 5/1 ARM this past January with no points. Screw Jericho...if you want a rate lower than 5% and not get phucked, PM me! smile.gif Shameless plug: www.53.com Quote Link to comment Share on other sites More sharing options...
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