Akula Posted October 10, 2009 Report Share Posted October 10, 2009 Since I lost my job I don't have insurance. I am worried I might have to take my son in, flu symptoms. Just wondering if anyone uses a "cash only" Dr. Insurance companies barely pay doctors so I figure there has to be some around... Quote Link to comment Share on other sites More sharing options...
Drewhop Posted October 10, 2009 Report Share Posted October 10, 2009 From my experience with my son last year. Almost all doctors will take cash and most prefer it. On quick visits like the flu or checkups. You can usually get a pretty decent discount if you negotiate with them as well. Age old saying. Money talks. Quote Link to comment Share on other sites More sharing options...
kirks5oh Posted October 10, 2009 Report Share Posted October 10, 2009 From my experience with my son last year. Almost all doctors will take cash and most prefer it. On quick visits like the flu or checkups. You can usually get a pretty decent discount if you negotiate with them as well. Age old saying. Money talks. +1 our office (and most offices i've seen) requires all self-pay patients to simply pre-pay $75 to be seen and then we send them a bill with the rest of the balance if more is involved. i wouldn't think it'd be much more for a simple 'sick child' visit. Quote Link to comment Share on other sites More sharing options...
V8 Beast Posted October 10, 2009 Report Share Posted October 10, 2009 Since I lost my job I don't have insurance. I am worried I might have to take my son in, flu symptoms. Just wondering if anyone uses a "cash only" Dr. Insurance companies barely pay doctors so I figure there has to be some around... I almost took my son in when he was throwing up and had a low grade fever. After calling my doctor she just said give him some pedialite/gatorade, some tylenol to break the fever, and watch him closey. After 2 days he was fine. How bad are your sons symptoms (if you dont mind me asking)? Quote Link to comment Share on other sites More sharing options...
Akula Posted October 10, 2009 Author Report Share Posted October 10, 2009 Fever and nausea. I don't take him in for normal flu symptoms. Quote Link to comment Share on other sites More sharing options...
Akula Posted October 10, 2009 Author Report Share Posted October 10, 2009 So, for those of you that have done this. Do I just say "I am paying with cash, I need to see my charges?" Cuz I have seen how Dr. billing works and I could be getting bills for 6 months and I have no idea how much they will be. Quote Link to comment Share on other sites More sharing options...
SpaceGhost Posted October 10, 2009 Report Share Posted October 10, 2009 Yes just tell them you are paying for the visit out of pocket, they will take a co-pay that would cover the visit like you had insurance, and would send you a bill for the rest. There is no reason for a sick visit to be billed multiple times. Pay the bill when you get it and you may find that they can find you an appointment at any time during the week and perhaps on weekends since you pay. There is affordable insurance out there for individuals. Blue Cross has some affordable policies that Some of my friends have started since they lost their jobs. They are 80/20 plans for like $189 a month. The news doesn't report this, and people have to have their cell phone plans but not health insurance, it should be provided for them. Can I get my car insurance paid buy the Government next? I mean if we are going to go socialist let's do it big. Quote Link to comment Share on other sites More sharing options...
Akula Posted October 10, 2009 Author Report Share Posted October 10, 2009 I have seen these policies, you have to state the exact amount of time you want the policy for. After it expires, you have to start it over again and anything that happened during the first period is considered pre-existing. All copays are out of pocket until the deductible is met. I am thinking about doing this though for catastropic coverage, broken bone ... etc.... Quote Link to comment Share on other sites More sharing options...
Drewhop Posted October 11, 2009 Report Share Posted October 11, 2009 There is to much thinking involved in this decision. When you take him there. Pay all the charges at the time. Dont leave there with a "open bill". Tell them in advance you want to know the cost of services and you want to pay it before you leave. Pretend you are buying a car. You wouldnt buy a car without negotiating the final price would you? You are just paying for someones time and there is always a cost for it so find out before hand. Quote Link to comment Share on other sites More sharing options...
smokin5s Posted October 11, 2009 Report Share Posted October 11, 2009 did you try the "little clinic" or something? Quote Link to comment Share on other sites More sharing options...
Guest tbutera2112 Posted October 11, 2009 Report Share Posted October 11, 2009 did you try the "little clinic" or something? +1... go to cvs and talk to them, they have an in-store clinic Quote Link to comment Share on other sites More sharing options...
KillJoy Posted October 11, 2009 Report Share Posted October 11, 2009 I hate to suggest it..... however.... Kroger and many of the drug stores have the "Clinic" in them. The fees are relatively small, but it is usually just a RN that can prescribe a script. KillJoy... Quote Link to comment Share on other sites More sharing options...
Billiumss Posted October 11, 2009 Report Share Posted October 11, 2009 If your unemployed and you guys don't have any other income there is help out there, you can't be too proud to ask for it though. Times are tough, I know... Your kids will qualify for Medicaid, mine do since I'm unemployed. Quote Link to comment Share on other sites More sharing options...
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