carl1647545492 Posted May 12, 2010 Report Share Posted May 12, 2010 http://www.creditkarma.com/about Quote Link to comment Share on other sites More sharing options...
Sam1647545489 Posted May 12, 2010 Report Share Posted May 12, 2010 Works, thanks Quote Link to comment Share on other sites More sharing options...
oh8sti Posted May 12, 2010 Report Share Posted May 12, 2010 so if mine is 300 is that bad? Quote Link to comment Share on other sites More sharing options...
nurkvinny Posted May 12, 2010 Report Share Posted May 12, 2010 God only knows what Marketing list I just got added to, but the score is very accurate. Quote Link to comment Share on other sites More sharing options...
Putty Posted May 12, 2010 Report Share Posted May 12, 2010 You gotta join the site? Quote Link to comment Share on other sites More sharing options...
nurkvinny Posted May 12, 2010 Report Share Posted May 12, 2010 You gotta join the site? Yes. Name / address / social. I figure they eat the cost of the credit pull in exchange for selling your info to a marketing firm. Quote Link to comment Share on other sites More sharing options...
Flybye Posted May 12, 2010 Report Share Posted May 12, 2010 Joined and said they couldnt retrieve at this time? Quote Link to comment Share on other sites More sharing options...
Putty Posted May 12, 2010 Report Share Posted May 12, 2010 Thanks...It's pretty accurate. Quote Link to comment Share on other sites More sharing options...
Crossle Posted May 12, 2010 Report Share Posted May 12, 2010 Neato Quote Link to comment Share on other sites More sharing options...
boosted98gst Posted May 12, 2010 Report Share Posted May 12, 2010 Thanks, I was about to pay to use credit check place this week. Quote Link to comment Share on other sites More sharing options...
Flybye Posted May 12, 2010 Report Share Posted May 12, 2010 Nevermind...I got it, thanks. Quote Link to comment Share on other sites More sharing options...
SRTurbo04 Posted May 12, 2010 Report Share Posted May 12, 2010 good info thanks.. now it kept saying to check back monthly to track your blah blah blah does this ding anything on the report to go back an check this each month or how does that work? Quote Link to comment Share on other sites More sharing options...
evan9381 Posted May 12, 2010 Report Share Posted May 12, 2010 way off. told me mine was at 698, when i pulled in november, i was at 801 transunion, 804 experian, and 709 equifax, and IIRC, when i got my mortgage a year ago and they, took my middle of the road score, and i believe it was 690s, 715, and 738. im going to call it out as wrong. if i didnt just pay to pull them all 6 months ago i'd pull them again. Quote Link to comment Share on other sites More sharing options...
Putty Posted May 12, 2010 Report Share Posted May 12, 2010 way off. This one tells the truth. Quote Link to comment Share on other sites More sharing options...
iwashmycar Posted May 12, 2010 Report Share Posted May 12, 2010 Hmm 719. I have nothing to compare it to however... Sounds Ok i guess Have loans for school and car, no cards, and never missed anything... whoknows Quote Link to comment Share on other sites More sharing options...
2highpsi Posted May 12, 2010 Report Share Posted May 12, 2010 way off. told me mine was at 698, when i pulled in november, i was at 801 transunion, 804 experian, and 709 equifax, and IIRC, when i got my mortgage a year ago and they, took my middle of the road score, and i believe it was 690s, 715, and 738. im going to call it out as wrong. if i didnt just pay to pull them all 6 months ago i'd pull them again. I would almost question the 800 score. Your oldest account can't be older than 6 years. And your largest account (mortgage) would have only been six months old. I have looked at a ton of credit reports and that just doesn't add up. They recently changed the rules for "piggy backing" also. So if you were on a parents card before you were 18 that could explain it. Before the rule change your oldest account could have been 10 years, new law changes it to 6 years and boom your score drops 100 points. Quote Link to comment Share on other sites More sharing options...
John Bruh Posted May 12, 2010 Report Share Posted May 12, 2010 I would almost question the 800 score. Your oldest account can't be older than 6 years. And your largest account (mortgage) would have only been six months old. I have looked at a ton of credit reports and that just doesn't add up. They recently changed the rules for "piggy backing" also. So if you were on a parents card before you were 18 that could explain it. Before the rule change your oldest account could have been 10 years, new law changes it to 6 years and boom your score drops 100 points. i agree with this. I look at credit for financing vehicles and its takes a lot of open and well established accounts to get a 800. TU and experian are always higher. Your equifax score is the realistic number. Quote Link to comment Share on other sites More sharing options...
CRAWDAD Posted May 12, 2010 Report Share Posted May 12, 2010 way off. told me mine was at 698, when i pulled in november, i was at 801 transunion, 804 experian, and 709 equifax, and IIRC, when i got my mortgage a year ago and they, took my middle of the road score, and i believe it was 690s, 715, and 738. im going to call it out as wrong. if i didnt just pay to pull them all 6 months ago i'd pull them again. maybe they only used equifax. If that is the case they were only off by 11 points. your score could vary by 11 points in 6 months Quote Link to comment Share on other sites More sharing options...
evan9381 Posted May 13, 2010 Report Share Posted May 13, 2010 I would almost question the 800 score. Your oldest account can't be older than 6 years. And your largest account (mortgage) would have only been six months old. I have looked at a ton of credit reports and that just doesn't add up. They recently changed the rules for "piggy backing" also. So if you were on a parents card before you were 18 that could explain it. Before the rule change your oldest account could have been 10 years, new law changes it to 6 years and boom your score drops 100 points. i had a cosigner on my first car when i was 18, had it for ~3 years, but aside from that, nothing. ive had 4 car loans since then, ive got 3 credit cards, 2-3 store charge cards, and my mortgage but even if it was at 709 6 months ago, ive done nothing that it would do anything but go up. ill pull it again in a few months, but my credit is excellent. i dont f- around with bills. being in collections, it has taught me very well to be responsible, because i dont want someone like myself calling me. Quote Link to comment Share on other sites More sharing options...
evan9381 Posted May 13, 2010 Report Share Posted May 13, 2010 maybe they only used equifax. If that is the case they were only off by 11 points. your score could vary by 11 points in 6 months they pulled all 3 when i got my mortgage. they dont pull equifax 3 times and get 3 different scores. lol Quote Link to comment Share on other sites More sharing options...
CRAWDAD Posted May 13, 2010 Report Share Posted May 13, 2010 they pulled all 3 when i got my mortgage. they dont pull equifax 3 times and get 3 different scores. lol I seen all 3 of your scores with the differant companys. I was saying that maybe this web site only uses equifax. and equifax was only a differance of 11pts from 6 months ago! Now does it make sence? If not, nevermind! Quote Link to comment Share on other sites More sharing options...
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