TTQ B4U Posted September 25, 2012 Report Share Posted September 25, 2012 http://realestate.aol.com/blog/2012/07/31/squatters-refuse-to-vacate-couples-home/ Fuck that noise. If I came home to find "squatters" in my home, I would pull out my CCW and shoot every last one dead and call the cops after. Quote Link to comment Share on other sites More sharing options...
jeffro Posted September 26, 2012 Report Share Posted September 26, 2012 Castle doctrine is your friend :nod: Quote Link to comment Share on other sites More sharing options...
sol740 Posted September 26, 2012 Report Share Posted September 26, 2012 I remember reading about this a while back. Yeah, pieces of shit. Sucks they were ripped off too, but a person with any amount of decency would leave and seek out the real estate agent. Quote Link to comment Share on other sites More sharing options...
Otis Nice Posted September 26, 2012 Report Share Posted September 26, 2012 SAVE THE RACCOONS AND SHOOT ALL THE PEOPLE!!! Quote Link to comment Share on other sites More sharing options...
evan9381 Posted September 26, 2012 Report Share Posted September 26, 2012 Posted Jul 31st 2012 1:45PM Quote Link to comment Share on other sites More sharing options...
LJ Posted September 26, 2012 Report Share Posted September 26, 2012 Fucks given? The Donovans had also fallen more than $20,000 behind on their mortgage payments, as their last payment was made in the summer of 2011, so they hoped that the temporary move to Indiana would provide enough income to pay the Colorado mortgage debt. 0 Quote Link to comment Share on other sites More sharing options...
TTQ B4U Posted September 26, 2012 Author Report Share Posted September 26, 2012 Posted Jul 31st 2012 1:45PM I just the story on TV Tonight. Fucks given? The Donovans had also fallen more than $20,000 behind on their mortgage payments, as their last payment was made in the summer of 2011, so they hoped that the temporary move to Indiana would provide enough income to pay the Colorado mortgage debt. 0 perhaps but they did put their house up for sale in 2011, were in negotiations with their bank and temporarily moved to Indiana obtain work. they didn't appear to be bailing on the responsibility of the debt. so after all that they come back to squatters? I think my one niegbor of 15 years has been in his house less than 2 of those 15 years. He travels constantly. My wife and I joke we could live there and he's never know. I already have permission to use his garage and driveway Quote Link to comment Share on other sites More sharing options...
El Karacho1647545492 Posted September 26, 2012 Report Share Posted September 26, 2012 HEY! We were slightly less negligent and delinquent than those negligent delinquent fuckers! Give us our not paid for house back! 1 Quote Link to comment Share on other sites More sharing options...
LJ Posted September 26, 2012 Report Share Posted September 26, 2012 they didn't appear to be bailing on the responsibility of the debt. Except they hadn't made a payment in a year. Quote Link to comment Share on other sites More sharing options...
El Karacho1647545492 Posted September 26, 2012 Report Share Posted September 26, 2012 The only thing that blows my mind is this adverse possession thing...really, the house has to be abandoned for 18 YEARS???? What fucking genius was that law written for? "Hey honey, you know what I just got in the mail? Our 215th monthly overdue mortgage notice for that little place in Colorado! You know, we only have one more month before it can be claimed by adverse possession, we should really head back out there to make sure no one has messed with it." Quote Link to comment Share on other sites More sharing options...
BigOxley Posted September 26, 2012 Report Share Posted September 26, 2012 1. Wake up really early one morning and torch house with squatters inside 2. Collect insurance 3. Pay off defaulted mortgage 4. Profit? Quote Link to comment Share on other sites More sharing options...
TTQ B4U Posted September 26, 2012 Author Report Share Posted September 26, 2012 Except they hadn't made a payment in a year. well they the house up for sale so chances are the bank was pushing them into foreclosure but if they pulled it off the market as noted, then they probably engaged them in a work out option. makes sense as they finally gained employment. so again, they weren't able to make the payments but they appeared to re-engage with the bank vs just letting it go to sale. banks wouldn't do that unless they were getting some type of payment at that point. Quote Link to comment Share on other sites More sharing options...
LJ Posted September 26, 2012 Report Share Posted September 26, 2012 well they the house up for sale so chances are the bank was pushing them into foreclosure but if they pulled it off the market as noted, then they probably engaged them in a work out option. makes sense as they finally gained employment. so again, they weren't able to make the payments but they appeared to re-engage with the bank vs just letting it go to sale. banks wouldn't do that unless they were getting some type of payment at that point. actually you have to be so far behind and havent made a payment in so long in order to qualify in most cases. All that aside, they still had not paid a dime since July 2011 as of mid august..You are stating "what ifs" I am stating facts. Quote Link to comment Share on other sites More sharing options...
TTQ B4U Posted September 26, 2012 Author Report Share Posted September 26, 2012 actually you have to be so far behind and havent made a payment in so long in order to qualify in most cases. All that aside, they still had not paid a dime since July 2011 as of mid august..You are stating "what ifs" I am stating facts. Not true. Typically banks will begin proceedings at six months. Their case is Activin the bankruptcy system iif you care to look up also. Quote Link to comment Share on other sites More sharing options...
LJ Posted September 26, 2012 Report Share Posted September 26, 2012 Not true. Typically banks will begin proceedings at six months. Their case is Activin the bankruptcy system iif you care to look up also. Start the foreclosure process yes. What I said about modification programs and so on is still 100% correct. Quote Link to comment Share on other sites More sharing options...
1fynz Posted September 26, 2012 Report Share Posted September 26, 2012 The Donovans should tell the other family that if they can throw a Hula Hoop over the chimney they get the house back... /possiblyobscuresimpsonsreferece Quote Link to comment Share on other sites More sharing options...
TTQ B4U Posted September 26, 2012 Author Report Share Posted September 26, 2012 Start the foreclosure process yes. What I said about modification programs and so on is still 100% correct. if the banks are on it and many are today, they can have you completely out in 7-8 months. Bottom line is if your bank is willing to set up a program for you, there's little sense to make any further payments until that agreement is reached as the payment would just be you pissing away interest. My wife's done this for 18yrs, I'm familiar with the process and what the expectations are. Quote Link to comment Share on other sites More sharing options...
CRed05 Posted September 26, 2012 Report Share Posted September 26, 2012 Great...USA, the new RSA. This has been going on for years back in the "motherland". There has been cases where people have literally put up shack in someone's backyard and they were legally not allowed to do anything about it. Same goes to people who rent out houses, it has become a nightmare to rent out your house. You are not allowed to evict someone unless you find them a new place to stay. Typically that only happens though if you're a white property owner and the squatters are black. Quote Link to comment Share on other sites More sharing options...
LJ Posted September 26, 2012 Report Share Posted September 26, 2012 if the banks are on it and many are today, they can have you completely out in 7-8 months. Bottom line is if your bank is willing to set up a program for you, there's little sense to make any further payments until that agreement is reached as the payment would just be you pissing away interest. My wife's done this for 18yrs, I'm familiar with the process and what the expectations are. Not even close to the current climate on foreclosures. I still have no sympathy for these delinquents Quote Link to comment Share on other sites More sharing options...
sol740 Posted September 26, 2012 Report Share Posted September 26, 2012 The Donovans should tell the other family that if they can throw a Hula Hoop over the chimney they get the house back... /possiblyobscuresimpsonsreferece and LOL Quote Link to comment Share on other sites More sharing options...
TTQ B4U Posted September 26, 2012 Author Report Share Posted September 26, 2012 Not even close to the current climate on foreclosures. You'd be surprised. Depends on the bank. With the uptick in the market for existing homes, there's been a step up in the process as there's a window to sell so many are moving much faster than one year ago when some banks just let the owners walk and never even began the process because in the end the house was not likely to sell. I still have no sympathy for these delinquents I don't either, but in rare cases I have empathy when people they are trying to do the right thing, not walking way from a house, keeping the lines of communication with the banker open, walking through the systems in place and then something like this happens. Quote Link to comment Share on other sites More sharing options...
LJ Posted September 26, 2012 Report Share Posted September 26, 2012 You'd be surprised. Depends on the bank. With the uptick in the market for existing homes, there's been a step up in the process as there's a window to sell so many are moving much faster than one year ago when some banks just let the owners walk and never even began the process because in the end the house was not likely to sell. The ones being processed are from 2009 and 2010. The backlog is so big that their "rushing" is catching up on people who are YEARS behind. Banks are not foreclosing in 7-8 months unless the bwr is telling them to just take the house. Also with the QWR process a person can delay foreclosure multiple time. I don't either, but in rare cases I have empathy when people they are trying to do the right thing, not walking way from a house, keeping the lines of communication with the banker open, walking through the systems in place and then something like this happens. Over 1 year with no payments Quote Link to comment Share on other sites More sharing options...
El Karacho1647545492 Posted September 26, 2012 Report Share Posted September 26, 2012 The Donovans should tell the other family that if they can throw a Hula Hoop over the chimney they get the house back... /possiblyobscuresimpsonsreferece Well the squatters aren't named Cooder and Spud so it may or may not work... Quote Link to comment Share on other sites More sharing options...
87GT Posted September 26, 2012 Report Share Posted September 26, 2012 http://realestate.aol.com/blog/2012/07/31/squatters-refuse-to-vacate-couples-home/ Fuck that noise. If I came home to find "squatters" in my home, I would pull out my CCW and shoot every last one dead and call the cops after. That's where you use Stand Your Ground and yell, they're coming right for me. Quote Link to comment Share on other sites More sharing options...
ImUrOBGYN Posted September 27, 2012 Report Share Posted September 27, 2012 That's where you use Stand Your Ground and yell, they're coming right for me. lol Quote Link to comment Share on other sites More sharing options...
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