Have you looked at Club Carlson? Their Country Inn & Suites are probably on par quality wise as HI Express and redemptions can be cheap as hell. Best deals with them are the resorts in Cancun and Orlando, last I checked both were only 9,000 points a night. I've got just under 150,000 points with them from a special offer they were running last spring. I'm hoping they run it again this year. The problem with them is even their nicer properties aren't all that nice, like the Cancun resort is a couple blocks from the beach instead of on the beach. I'm assuming the Orlando resort isn't anything super. But that's so cheap it's hard to care. They recently got a cobranded card, if I ever get to the point where I don't know what cards to get I'll probably grab one, it makes for a good "I'm stuck somewhere random and need a free place to crash" deal. I'll be using some of these points when I'm in Jacksonville and probably spend a night with them in Panama City as well.