Possibly the most accurate description of a progressive liberal I have seen in awhile.
I might add...blatant intolerance for those that don't share your social views.
A rolling gunfight on 2 wheels just isn't going to happen. Sorry.
Any time I've had trouble on the road, I've had plenty of notice that it was coming. Like passing a jackass in a truck who takes it personally and tries like hell to keep up to start shit at the next intersection or gas stop.
I don't know if they all do it, but I've seen reward programs that charge some kind of redemption processing fee that reduces the net reward.
Long story short, I don't believe in CCs. 1% isn't enough to sway me.
That's my point. They get about 2.7% in transaction fees or something in that ballpark. To get $5k in rewards you're probably processing at least a couple hundred thousand in transactions, probably more.
I haven't owned a credit card in 15 years. Doubt I'll ever have another one.
I think a good target is to keep 6-12 months of total living expenses in liquid cash.