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Tonik

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Everything posted by Tonik

  1. Student debt is the same as any other debt, other than you can't dismiss it with bankruptcy. Refi to the lowest rate possible, but don't encumber your HELOC with it, and pay off the highest rate debt first.
  2. The HATE group will be leaving last, so anyone that wants to drop up or down can just pull over and wait for us. However you MUST make your group aware and you MUST do so before you turn left on 78. That is the first turn...the HATE group will be turning right. We run the route backwards so we can flip off the other groups.
  3. True you are not saving as much because of the non-zero interest but you are still saving a considerable amount of money. As you continue to buy used you will continue to bank more money. As you get older you will start putting more and more down on the used cars and thus banking more...eventually paying cash. Then you will retire and buy a new Lambo, for cash. Stay the course man.
  4. I will close the poll before you choose.
  5. Damn old people. Fixed it for you. Just paste the link...leave out the IMG tags in front and on the end. So just: Http...bullshit....png
  6. Tonik

    OR Decals

    How about I just above a donut up your ass.
  7. It probably doesnt need a battery, take that and run with it.
  8. Tonik

    OR Decals

    You turned me down last time I offered you one. I remember donut events....hurt my feelings.
  9. Tonik

    OR Decals

    Yea, but you cant have the apple filled donut. That is mine.
  10. Tonik

    OR Decals

    I pm'd Casper. He is sending me a bunch to hand out at the epic ride.
  11. To get 5K in rebates assuming 1% cash back you would have to charge 500,000. But your point is still valid. If you go to IP and spend a grand and pay cash you spent a grand. If I go there and hit it with a 1% card I spent 990 bucks. The only way cash is a better deal is if there is a cash discount available or I don't pay my grand off at the end of the month. Hell, I paid for 3K of my wifes car with a credit card, that was the max the dealer would allow. 30 bucks is a tank of gas for her car. Free. If we had just paid cash for the whole car we would not have gotten that. It isn't about how much the credit card company makes, it is about how much you pay, net after cash back.
  12. Tonik

    OR Decals

    That would require him to show up.
  13. Is he there often? My wife would love to meet him, I wouldn't mind either.
  14. This is the correct way to stick it to the man.
  15. Fixed. If you F up like DAC did let me know. Regular peeps can't change their votes for some reason. I have alerted the incompetent powers that be about this issue.
  16. No doubt, and I never rip on people that are doing the best they can with the cards they were dealt. And I don't mind paying welfare or unemployment or health insurance for them. But they are the minority. The dumbasses are in the majority.
  17. Hit the poll above if you are attending. I have it set to allow multiple answers, so you can choose your group and volunteer to lead or sweep. Heads up @DerekClouser
  18. Lot of stupid people in the world. Simple as that.
  19. There are age issues in here too. I would expect the answers for a 30 year old with 2 kids making 100K a year to be far different than a 50 year old making 100k.
  20. Because I fixed it for you, like I did your original post. Look near the bottom of the post 'Edited by Tonik'. I actually used my super powers for good. Don't tell anyone.
  21. To post pics get a link to the pick without the IMG tags and just paste it in. so use ...http://i1156.photobucket.com/albums/p580/Racelizard10/IMG_1313_zps54ogfbdv.jpg... Without the ... in the front and the end.
  22. Tonik

    F U UPS

    Mine had enough issues that he fixed to make it worthwhile. Runs far cooler, 1700 to 2200 is a usable rpm range now, used to be a dog in there. Better mpg and no backfire on hard decel. Whole rpm range is stronger on roll on, so I don't have to downshift as much in corners now, I can cheat it and roll out pretty strong if I want to.
  23. Tonik

    F U UPS

    So I added octane booster to the current tank and the problem instantly went away. Ran that to empty and filled it with 93. Was not able to get it to ping, and I probably went from 70 to 90 in 5th WOT 20 times trying. Then hit 6th at 65, way too low an rpm for that gear/speed and usually a guaranteed way to get ping if it is on the edge of too lean. No problems at all. Runs like a raped ape, I am one happy mo fo. So, it was bad gas. Or some dumbass grabbed the wrong pump handle when he filled it up. I suspect the latter.
  24. This elephant respectfully disagrees with you.
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