Still confused about the "thug" talk. If the guy trained, submitted fingerprints, completed background check all for a CHL, then he's not a thug in my book. Shitty driver? Ok. He wasn't covered on mom's insurance.... Ok, but I'm sure I've let people drive my car who aren't covered...my FIL for instance just last weekend. As for The OP....Columbus police don't do dick about uninsured drivers.