I think about this a lot myself, every time I go for a ride I kiss the wife and kids just in case. I wear all the gear and ride within my limits but you can't count on other people on the road to do the same, cagers or fellow riders. I haven't had my first accident yet but I know I will. To answer the question I love this sport/hobby too much to think about never doing it again, we only get one chance at life there are no do overs. Might as well get the most out of it you can.