I was in an accident this past May. Some 21 year old kid ran into me at Polaris and Worthington road while I was stopped at the light. Long story short, the guy's insurance company(Progressive) fixed my wifes car. They wanted to total it, but I told them that wasnt an option, so it got fixed, the final bill was over $6500 and I missed a total of 2 days of work. The claim adjuster was good to work with, since their client was at fault. They ended up paying my medical pain suffering that totaled two days of pay from work plus my co-pays. I could of sued or whatever, since my wife is an attorney but I didnt want to add to the high cost of insurance we all pay.