renewal on a car in the state of Ohio is every 6 months.
sounds like you are in a nonstandard company.
I never have heard of Indemnity insurance, maybe its what your Insurance company calls there nonstandard company.
now there are a couple questions for ya.
are you on your own policy or on your parents policy? how old are you currently? Are you married?
If your on your own poicy and under 25 your are considered a youthful driver, but if your married your not.
anyone under 25 on there own policy is considered a youthful driver and will be in a nonstandard company.
with one ticket you still qualify for a standard company.
also as long has you have prior coverage for a continuous 6 months there should not be a problem
unless your current limits are low.
Now I'm using Nationwides Guidlines your your insurance company may be a little different.