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Mensan

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Posts posted by Mensan

  1. ...so long as there are no utilities under the backyard (I'm 99% sure there aren't) and depending how deep I would need to go...

     

    I called before I dug.

     

    Except you’ve now disturbed the final resting place of a group of Native American shamans. And it’s difficult to factor in the cost of poltergeists especially in today’s rocky economic climate.

     

  2. I rented a mini excavator and dug a 5'x4'x3' hole in my backyard, lined it with landscaping fabric, filled it with river rock, and ran trenches of corrugated piping into it from other points in the yard. It helped, and only cost the amount of the excavator and material mentioned above. It's worth a shot.
  3. This is the go to flow chart for how to properly spend your money to set yourself up for conservative investing. The upper areas are for everyone, then when it talks about more aggressive methods of long term investing, use the riskier ideas mentioned in this thread. Build your foundation first (i.e., pay off higher interest debt, have an emergency fund, etc.)

     

    https://i.imgur.com/lSoUQr2.png

  4. Could you explain? When I look at the tax tables online, it looks like my wife and I are in the 24% bracket, where last year we were in the 33% bracket. Even with an increase in income in 2018, it Should be significant savings, correct?

     

    Effective tax rate is different than the tables. Though it seems your rate is higher than most here. Your overall rate is much lower than even 24% though, all said and done. For FEDERAL income taxes (Howard).

  5. You mean 60%

     

    http://www.columbusracing.com/forums/picture.php?albumid=695&pictureid=5565

     

    I meant federal income tax. The next time you and I are together you can prove to me that 60% of your money was paid in tax last year.

  6. Should get a couple grand back this year again. Thank god for the kid. Kinda nervous about filing in 2020 though as our household income will jump up quite a bit with my wife's job.

     

    Everyone's tax rate in this thread is around 13%, mine included. That means you can have your household income go up $15k with no additional money taken out of your checks and still break even. Even in a higher bracket you can go up $10k and still be safe.

  7. If you're saying I shouldn't be the type of person who remains intentionally ignorant of my tax burden until it all comes slapping me in the face sometime in late January, my only response is: I know my foibles, leave me alone.

     

    Nah, it's because you said "Unfortunately we made more money". :)

  8. wait making more requires you pay more in taxes? CNN and Cortez told me the rich paid less taxes?!!

     

    :lolguy:

     

    I'm not even sure why your tax rate is 20% if you own your own business. It should be a max of 21%, and you have a shit ton of write offs. You should be writing off more.

  9. Unfortunately we earned more this year so our overall tax payments went up 2 grand.

     

    This is absolutely the wrong way to look at things. http://www.columbusracing.com/forums/picture.php?albumid=695&pictureid=5585

  10. I'll use the services of doctors like that for easy stuff, such as when I know what I need but just need a doctor to confirm so I can get a prescription, but if I need a physical doctor i won't hesitate to go in person where I can get quality care. For instance, I am having GERD issues and I'm being taken care of by the specialists at the University of Chicago. Fantastic place. But very expensive.
  11. if it is more than 0.3 volts it has too much resistance.

     

    Where did you come up with this number? The only way to check resistance by measuring voltage is to know how much current there is during cranking. Why wouldn't you suggest simply measuring resistance? How much resistance should he measure before replacing the cable? Or are you just throwing random numbers out?

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