That's what I don't understand. And yes I'm sure. About it being better to have in stolen, that's what I was hoping for at first. Then I realized you cant get theft insurance with a court ordered title, just liability. I'm still not sure on everything, it seems like the BMV fucked up when they handed over a clean title. Oh well, it looks like I'll be getting the car back tomorrow since they realized I'm not the one who owes on it.