iwashmycar

Update. I called the federal loan holders of Sarah’s PSLF loan. Trying to see if 330/mo is as cheap as it gets. They said yes as we are on income-driven and mentioned the only cheaper way is maybe filing taxes Married - Filing Separately. Since I make twice what she does I wonder if it really would help? Just trying to pay as little as possible on a to-be-forgiven loan. Need to look into this tax thing now. Fun.

Yeah I am a pro at using the zero interest cards for certain things, but 50 grand worth of loans is impossible. I need like 120 months lol

Yeah SoFi was higher than the 4.5% I am at. I think their best was like 4.3 but for a shorter term, which given the minute difference isn't worth higher payment. Still will likely check the wifes since she is at 6.8. Gotta be some room to get down. We both have excellent credit luckily. Just not sure where the 3.5% ones are!

I’ll look into SoFi. All the federal ones are no issue as far as refinancing goes. Hers are PSLF and mine are almost gone. I just need to see if both our private loans can get better fixed rates and/or if they can be combined or not. Not sure if there is an advantage to combining if both can get same rate.

I believe that was the case so good info there Federal ones would stay separate even given the chance lol

Looks like maybe consolidating or refinancing both our private loans would be smart if I can get 3.5% or the like. Considering I have 30 @ 4.5% and her 20 is 6.8% Not sure if its better to combine them or not.. Not sure how spousal student loans work, if its even doable.

Looks like if you take off all the stuck on garbage (ahem..and the wheels), its a cool little car with a seemingly legit body kit....had to look up that the spoiler wasn't just some backwards one from something else lol. https://www.opelgtsource.com/store/gt/body_kits/body_kits.html

She has about 60, so that may work. If we could extend it to make lower payments, so long as that is ok by PSLF standards, that does sound like a great move. I think her private one is just under 20...so not the end of the world...just an extra car payment lol. However, if I can lower the other substantially, I can maybe just put it towards the private one...knock it out quicker. Her loans are all on average 6.7%ish, so if I could get that lower it'd be great.

My wife and I have a total of 4 student loans. We each have a 'federal' one and a 'private' one. Paying over $1200 / month. Woof. Mine are not really a problem. I'm about 10 years in now. My federal one has about $5K to go and done. Then another 30 or so privately held to be paid in the next 10 years-ish. Yay. My wife on the other hand has a lot of federal, but is on track for the Public Service loan forgiveness...but we still have probably 7 years of decently high payments while still trying to pay as little as possible....so it technically keeps rising in the meantime. Her private loan is rising by about a hundred bucks / month next month too. Is there anywhere that people talk to, to try and figure out a best course of action? Having 4 loans with 4 lenders is difficult. All the net sites say "Don't pay for student loan help", when they only offer help on THIER actual loan. I just have a feeling I should reach out and either verify I'm doing it right, or take a better path...consolidation, lower interest ect. All might be well, but I don't want to be throwing money away each month and not knowing.

Man this is a clean 96 TT 300ZX https://oklahomacity.craigslist.org/cto/d/1996-nissan-300zx-twin-turbo/6448245116.html nice price or crake pipe? I don't know anything about them. Guy actually posted on the FJ forum as a 'willing to trade' post.

meeeeegewwsta

I just texted Tom, but what do you have? A small square one? If you want you can text me a picture at 6one4 5oh6 2017 thanks

Too cheap lol. Its tax time!

Tom, If it happens to only be worth about $40 to you at this point, I'm game...otherwise I need to pass and search for cheaper still. Thanks!

Nice. Good color

Anyone have a small cube mini fridge just laying around? ...the 1.7-2.0 cu. ft. sized ones. Thought I'd check before CL/marketplace contact. Thanks

If a player is basically getting a free ride just to play football, then they are getting an absolute fuck ton of "money". Especially at some of the bigger schools. Sure the education is pretty priceless sometime, but they have to actually give a damn and not float though with a 2.0 for that benefit. Whatever degree they are getting to 'fall back on' if they were to achieve it, likely isn't a degree you really want to fall back on lol. Not compared to the NFL money. So while the education and college is a potentially amazing gift, I don't blame any student athlete for just dropping the mic and going pro. Don't want to miss the boat.

Had to Google that one. Maybe I just thought it was a new Taureg if I saw one. *shrug*

That's pretty cool!

The number sound a little "meh" but as with any diesel I assume you can just program it for 100 more HP lol

Pretty sexay. Minus the FedEx seatbelts

From new years to the end of the week last week I think I had something. Seems to be better now, but made for a shitty week

Need the same roof, lol

You can see it in the satellite photo lol

I know. I was just being a dick. The air gets more dense, and thus the tire contracts technically. But the point of either comment totally makes sense.