iwashmycar

Do you have an electric furnace or something? If so that's your problem. That is ridiculous.

How the heck wasn’t that Mach worth twice as much as that Dodge!? Dude got a steal.

ghetto azz Christmas lights are a nice touch

Get a white one with a roof rack. Get people constantly hitting brakes in front of you...

Heck yeah that is awesome. A bonus he actually started with a good color combo lol

We looked pretty hard at (older) GLK350s not long ago. Seems like a hell of a ride so long as the transfer case doesn't go. Comfort, looks ect.

I don't know whether to be amazed you got it for 800 or dumbfounded how dumb someone is to sell it for 800 lol Nice little car

39. Fuckin crazy.

At this point its in the past. From their end I have no proof technically. I should always take before pics I think.

Too bad the Volvo S90s are still so new and $$$$. Pretty unique, large car.

I like Red Beards pic. its clean. That Lucore truck would be a great pic if it were clear and didn't have all the junk in the foreground! Go take it again!

both. like they zipped the lugs out which put gouges around the lug holes then it must have taken off along the machined face of the wheel some. Totally unacceptable.

Forget about the side skirts....they will all just absolutely fuck the wheels. Went to 3 places around me (NTBs and Goodyear), two who fucked up my wheels before just taking them to Derek. Not only did his guys not fuck up my wheels any more, but they were able to balance the damned things. Granted a 21009 Civic it probably doesn't matter much...but if its something you care about beware of the wrench monkey places.

Subaru But everyone else I know has a Optima. Lotta bang for your buck there. but, Meh.

read that link above... yes. but you can just do that yourself it seems. No need to contractually get into it.

hmmm... sounds best to just pay extra... https://www.investopedia.com/financial-edge/0412/is-making-biweekly-mortgage-payments-a-good-idea.aspx?lgl=myfinance-layout-no-ads

My buddy has started paying still the same mortgage amount, but paying Bi-weekly...something that does to interest? I don't know the hows or whys but wanted to bring it up.

I was coming in to say this. (the AWD thing). After buying the wife her Mini Countyman, I still didn't really care for the thing. But AWD is a game changer in these winter months. The stability and confidence is out of this world. I highly suggest trying out some AWD vehicles. Now on dry, nice days all you may feel is nothing but a little loss in ummph, but no torque-steer! On a really wet or snowy day....its gonna freight train.

She is on IBR, so that is good. edit: the only thing I can see CK might have messed up that Turbo Tax didn't was give me 1000 child credit too. I think if Sarah is claiming Hadley I just put a 0 and she would also claim the 14000 in childcare paid? Its weird, it feels like I am filing taxes as a divorced person or something here. Anywho, that makes my return 2031 instead of 3031 and hers is all the same. Still owes the 216 bucks. Together it still would have been 3067. So now we lose 1252 by filing separately. That makes it a little closer to compare routes. However, still remains, if that loan could go to around even $90-100/month from 340, we could be saving 250/month, and still get a little return at least. Worth it I think. Turbo Tax also teases you with 'what your return would be' after tax reform....over double! Is that true?

Ok I am just going to keep this going. This thread is becoming a good live reference for myself lol. So I was looking into taxes and aside from a couple of straggling student interest 1098's (that likely wont affect it) it is looking like a no-brainer to file married-separately. Together we get 3066. Separate I get 3031 and she owes 216. So that equals, we get 2815. When I go to her loans and check them out as her being 'married-separate' on the tax status I get ranging payment quotes of 89-133 / month. That is way below the 340 we are currently dropping each month. That's at least 2400/yr saved. Question though....when filing married-separately does your AGI equal the Box 1 Wages? I put all our stuff into Credit Karma Tax and that is what happened to happen...seems odd.

Humm. I may look into it when I go to file actually. I plugged some numbers into the Federal Loan Estimator and filing together brings up the ~$341/mo for 120 months (w.remainder forgiven). But If I plug in some total guestimates for AGI separately, it shows $11/mo rising to just $98 over 120 months (w. a fuckload more forgiven obviously) 330/month is SUBSTANTIAL, and likely to be far more than tax savings. Guess I will see.

I see the strategy there. However it’s scary paying any more than I have to on a BMW MINI product. I’ll try and keep that in the black! I’m thinking we are technically on the right course with these things after all aside from trying to refi Sarah’s higher 6.8% private loan. I think that is the best we can do at the moment. I appreciate all the suggestions on here. Really helped me ask the right questions. EDIT: Looks like I could get a fixed 4.91% from PenFed on her 6.8% $20K. That isn't terrible. SoFi is still at 5.85 it seems.

Humm. Doubt monthly savings would eclipse those tax savings. 330/mo on 60k really isn’t much in the grand scheme of things. Doubt it would go down substantially

We do have a 3 yo. $13k/ yr on daycare ect