JP, he's a orthopedic surgeon. His hands make a shit load of money. And I respect that he thinks of the family and doesn't take that risk. Some take the risks associated with racing some don't and feel they have too much to lose. I had them write into my life insurance policy 1/4 mile and track racing. The rate is the same if you do it once or weekly. This way if I decide once a year to have a bit of fun, I'm covered. I have turned down a couple private flights on small aircraft. My policy clearly states flight only on commercial airlines or no payment. For what we pay for my policy, I refuse to take the risk on that.
I had to turn down spreading my father's ashes over the Grand Canyon, he was a pilot and so were his friends. They flew over in a private aircraft and released his ashes over the canyon. Tough decision, but I didn't go, I put my family first.