r1crusher

Shitty is a plethora of knowledge.

Dweez...I don't entirely disagree with what you're saying. If someone came to you asking for a loan and not asking anything else, would you lend it to them? I pretty sure you response would be "(insert question here)". Simply put that's the point I'm trying to make, you would engage them to determine a multitude of things. Lenders should be no different. Acquiring a mortgage is a two way street and it takes both informed buyers as well as engaging lenders to help prevent what's happening in the housing market. Oh...and as far as not knowing how to swim if you're going water skiing, covered....you'll have a PFD on.

A lending institution should not just push a piece of paper over to you and tell you to sign it thinking you already have all the answers. If I don't understand something I ask a question. Some people ASSUME THAT THE LENDERS ARE WORKING FOR THEM! This is not always the case. Banks/Lenders should engage the buyer and ask them questions, "Do you understand what this variable rate is?", "Do you know how this effects your payments over time?". If they did this then I'd bet a lot of people would not sign those variable/balloon papers (given an honest answer from the bank/lender). True it's not a teachers fault you don't do your homework. But is it the students fault if THEY DIDN'T TEACH YOU ABOUT THE SUBJECT. Home buyers don't have "teachers" to help them, that's why they go to banks/lenders! I fully understand these cuts are temporary, and people buying homes today should be told the same thing by the lenders. And the car references is a bit lame. If I walk onto a lot they don't instantly walk me to a Solstice (nice care though) and put me in it, they ask what I'm looking for. Again, the bank should engage the customer. Not just "Oh sure, we can give you a loan for that." People rely on banks and lenders to provide them with the appropriate information regarding a loan. That's all I'm saying. It takes effort on both sides of the table to make an informed decision, but IMO I feel that the banks are not doing their part. As far as renting I couldn't explain it any better than Todd did in the other thread http://www.ohio-riders.net/showthread.php?t=8741. You think you're getting something buy owning a home. Take you're yearly expenses for maintenance, insurance, etc. and you'll never truly make money on your home when you sell it. But I hope that it's something you enjoy because in the end that's all that really matters.

I'm with Shitty and Todd on this. The banks are not doing their due diligence to make a sound determination as the the financial stability of those people asking for loans on houses. I don't believe they are fully informing those people of the effect of certain types of loans. It seemed that a bank's only interest was to get people to sign papers. I could easily afford a home of my own but choose not to because of all the added expenses it carries.

Indeed my little , indeed. But you don't have time for new chicks. Doesn't the flat fish have you busy fluffing him?

I won't take sides here but I see the logic with Todd's statements. Angrish will more than likely push some cash in his pocket, but only when he sells. The uncertainties of the housing sector will obviously play a role in whether or not he gets his $50k. TCO is something that should be taken into account, just because you can buy a $180k home and make the payment doesn't mean you're "home" free. You have to be able to pay for all the other stuff that goes along with home ownership. Neither is any more right OR wrong, it's simply a matter of personal finance and choice.

Trust me, if you come sniffin' around and I think your getting a little stiffy I'll pull a Flounder on your azz and kick you in the junk. I was just in c-bus but didn't get a chance to call shitty. GF wanted a "lazy" weekend, which was fine with me....she needed some luvin'. We all should to hook up at least once a month and hang out to get through the winter months.

Hhhmmm....you must have some good limp detecting skills there Inya. Maybe pimp Shitty has room for you in his mangina clan!

HEY!!! We still use Lotus Notes for our email!!! Now if I could find a way to bypass Websense I'd pown this place.

I'll be in cbus Nov. 2 - 4, if you think you might be up for then I'll load up the 300EX and bring down with me. And it's Shefftucky, get it straight man-meat mauler.

Mental note: never under estimate Putty and a text editor. Locally for a few hours is all well and good, but it will take me almost 2 hours to drive down and 2 hours back. So that's pretty much the entire day and she'll have none of that seeing how she drove 4 hours just to see me. My "fagina" will probably stay at home. Besides, why would I leave the poon at home just to watch a bunch of sausage huggers wreck their bikes?

DAMN IT ALL AGAIN!!! Every f'ing weekend I'm with the girlfriend you guys decide to get dirty. AAAAARRRRRGGGGHHHHHHH!!!!

Not much into bambi hunting, but bring on the fowl...duck, goose, pheasant, don't care but if it flies I like to bring it down.

Now see that's just wrong. I rode Sat. and Sun. for hours and didn't hear a peep from anyone. Took a ride to State 8 on Sat. then back up to the flats and Sun. I rode down to Mohican and then east back to RT83 to watch the game at the bar. I'm gonna come over to your place Inya and kick you in the ding-ding if you don't start calling me!

So who's on Xbox Live from the forum? GDC has a huge list going and since I recently got signed up I've been playing COD3. I'm up for some opponent slaying, my tag is the same as my ID here: r1crusher.

What riding!?!? You've been laid up and bikeless for months!!

+2....they took my 2x2 photo from wallgreen (passport photo). Then they took my picture for the actual ID itself.

Thanks for the suggestion. I'm "Websensed" here at work and can't go to the IDPA website but will check from home this evening. I thought I read that you and some others do some IDPA shooting, right?

Noted. I've pretty much said my bike(s) will never touch his driveway again.

Good price if anyone is interested, most classes are another $50 or more. I'm already a CCW license holder but thought I'd mention the good price. Do you have or offer any advanced or tactical training?

It must be some gixxer owner thing, I don't know. But you guys are funny as shit....wrong sometimes....but funny none-the-less. :lol: Between here and GDC I get all the comedy I need daily.

Damn you flat fish....damn you. Plenty of time to hit the dirt this year yet, I'll get out.

Sorry to hear of your sons mishap. I unfortunately don't know him at all and only know you from this forum and would love to help, but if there's anything else you might need please let me know. Good luck.

Anybody can push their weight around as a mod....pppfffttt...nothin' new there. GDC was bad with it at one time. Besides, I don't believe I've broken any forum rules which would normally result in "the ban": 1) No racism. 2) No sexism. 3) No advertising in sigs, profiles, avatars, etc. 4) Invite people. 5) For the love of God and anything else Holy, don't post the same thing multiple times in different threads and forums. Only proves there's one person on this board that can't a) take a joke, b) has no sense of sarcasm, and c) needs to upgrade to this new ZX just to keep up with the Zuk's. ****SARCASM ALERT...SARCASM ALERT**** Ban away brotha....ban away!

I'd like to go but I'm ashamed to be see on my bike with a jacked up front fender. I might still go though, give me a call....you do remember my number don't you?