Where your analogy suffers is that even the slowest motorcycle is subject to the same dangers and the same forces that the fastest supersport is, on the road, and the same statistical chance that something UTTERLY out of your hands or skill set will cause you to be on the ground. This isn't bi-planes and high-altitude jets, a 30mph slide on the pavement will be the same if you came off of a scooter or a 1098 Duc. And, all the skill in the world might not overcome something like mechanical failure, a freak accident, diesel spilled all over a turn, etc. Sometimes, you just go down. I wish we could pick the times and the place. Gear has gotten very good, very comfortable, and affordable. I find it sad people talk themselves out of it so often, but it's their skin.