Sorry to hear all the bad luck:( Life happens though. Remember to be thankful for what you have. I had a similar situation. Quite a while back, the wife and I both made good money. We also spent good money. One day I decided I needed a new full size truck. Bought a brand new Silverado. All was well, we could afford it, with both our checks. Next day, she gets fired for some BS reason. Couldn't even file for unemployment, because she had been fired. Tough finances for a little while. We got by. Then some major health issues in our family put everything into perspective. Once again we made it through. I like to think we are stronger for the trials we have endured. Hang in there!