Please. I don't give the slightest of fucks what you put as a sig on your posts. I'm just pointing out that you hold your values to be the bastion of personal responsibility, rugged individualism, and all the things that made 'Murica great. Someone falls down, they pull themselves up by their bootstraps and get back up again without asking for a handout from Uncle Sam for help. Stuff like that. So let me get this straight. Welfare, which is paid into by the employee, is bad. Unemployment insurance, which is paid into by the employee and employer, is also bad. Workers comp, which is paid into by the employer, is great! It's so much awesome that instead of taking it easy when your doctor explicitly states that you can't do any heavy lifting, you instead ride your supersport with its racing riding position to work. It has nothing to do with Obama, it has everything to do with walking the conservative walk. The safe thing to do would be buying single-coverage health insurance so that these incidents would be covered. If the injury was the fault of your employer, and not knowing anything about it I'll assume for these purposes that it was, then that's what the civil court system is for. Sue them for civil damages. Since you didn't do either of these things for various reasons (cost understandably being high on that list) then yes, I would expect you to take personal responsibility for your actions and not suck off the public teat you claim to hate so much.