10k per year for myself, wife and daughter. Imagine what could be done to stimulate the economy if we only kept insurance for our daughter. Ya my wife's employer pays for it but if we could get that extra money in her paycheck. At least our company only employees 3 (not including me) full time people so we fall well under the radar for keeping drug addicts employed and paying for anyone's health care. Shit since my wife got her new job 3 years ago our company hasn't even offered health insurance, but the 3 full time people have their own through spouses. So basically our company offered insurance just for me. And that freed up a bit of capital through the company. Just think if people weren't forced to buy something they could spend the money elsewhere and really boost the economy. But as long as obummacare is law my healthcare mutual funds are putting a nice extra chunk of change in my pocket.