I'm looking more at the temperament than anything else and draft horses are typically calm, laid back, and not easily spooked - a well broke one would be ideal for a beginner such as myself and I'm only looking at trail riding, nothing else. That's assuming I can even find one but just about any horse breed can fit that description. I'll also have to pay for boarding so that's the extra expense on a monthly/yearly basis until I can find some land with ample pasture.....preferably an old farm in the area. Butters makes a good point, though, about the long term aspect of owning one, but for me, I just need to learn more about them and if it's the right thing for me to do.