Got-Boost?

Looks pretty good...

Depends where you live. Alaska, Florida, Nevada, South Dakota, Texas, Washington and Wyoming don't have state income tax so take home would be different on $68k... Maybe I'm wrong but I know something changed on the rules. Maybe it has to do with collections and how far in the process you are and if it has to do with wage garnishments and/or "the return date." It also depends on your debt/income ratio also so many factors for even getting a Ch7 approved... Personally I think it's all BS unless you have medical bills or something like that.....but just STUPID spending should not be allowed...

I think that was the early test mules...

...and that's all you've got to say! I won't do something like that. My thoughts are if you get yourself in some financial shit, then you better be able to get out of it. In the past you had people doing this crap intentionally to wipe away the debt and keep there high end lifestyle. Now that the rules have changed and CC's don't fall under that(CC debt doesn't go away), people are having a lot harder time playing these stupid games just to keep up with the Joneses.... I guess the old "spend less or get a better job/more income" is just to hard for people anymore... +1

You went through all of that and decided it was a good idea to put a TV on a CC....

I think it looks great and it will be cool! Very surprised they are calling it the ZL1 though.... Lets hope they dropped weight, keep it under $50k, and run 11's stock. However, that is all in the base corvettes price/performance range so who knows...

Have they moved again? Otherwise, they aren't anywhere close to that size... So it is at CMH, Net Jets owned according to the tail #? :marc:

OSU?

I was basing it off your numbers for $4k take home (figured all that other stuff was already deducted in your estimate). Either way doesn't matter.....$4k take home is what it's based off of... Those are property taxes you can expect down here in Houston so that's the estimate I provided. Again, all depends on the house but they are estimates and even then they aren't far off what you would pay in Houston for the other stuff. So $1,250 left over. Married/girlfriend? Say you both have $20k cars.....$400ea X2 a month brings you down $450 left over. You've got to have insurance on both of them plus that means gas cost is going up, etc...etc... Still not a lot left over....you may be okay with that by I sure as heck am NOT living that strapped...

You didn't factor taxes into your lower budget which is why I estimated the higher payment (3-4% down here in TX). $1k principal mortgage $700 taxes est.(4%) Not to mention if you don't have 20% down you normally have to have PMI which is a couple hundred. Depending on your community you've got HOA fees, home insurance, etc...the list goes on.... $2k isn't far off for $200k!

No, I'm saying you need to make more money if you want that kind of home... $4k a month is about $60k a year so NO you can't afford it. $200k @ 4.5% with taxes is around $2k mo. You must not be a home owner. Lets go over basics: Water/trash $100 Electric $200 Gas $50 Phone/Cable/Internet $150 Groceries $400 ($100wk) Gas (car) $250 Cell $100 Car insurance $100 These are estimates of course: $1,350 just on BASICS! $2k + $1,350 = $650 left over for the month. Do you have a car financed? $300-400+ note? Now you are up to $3,600-3,800 out of your $4k! Plan to go out to dinner at all? Want to buy anything for the wife/girl/kids/yourself? What if something breaks on the house? Water heater, furnace, A/C, washer/dryer, furniture, etc? You aren't doing much with $200-300 left over a MONTH not including savings, spending money, entertainment, etc... That crap adds up quick so NO you can't afford it....

It was hard to see on the cell but these pics look even more TITS man, very nice...

Is this at Port Columbus?

WOW! That is crazy.... ....I always based it off of your mortgage being 25% or less of your take home pay.

Congrats OP! Good to see people taking control of there life/debt and planning for the future, not the minute! http://www.columbusracing.com/forums/../ubb/cool.gif You might want to check into your Roth's, if you make over $177k ($179k in 2011) you are out of luck on a Roth IRA... http://www.columbusracing.com/forums/../ubb/wink.gif No, but it would be good practice for some people! I think he was just prepping for the "don't live outside your means speech!" j/k

He looks more like Eminem's son than Tom Hanks...

Same here they are everywhere down here..... Personally, I think they are nice and it would be a fun DD but in reality they aren't worth the money IMO. They are heavy, slow considering the cost, and are a horrible value (nothing like driving off the lot and dropping over $100K in value). My wifes co-worker has had his 2010 GTS for several months and loves it though...

...and people wonder why they have financial problems. Let me guess they put zero down and don't understand why they can never get ahead on the laon... :gtfo:

Why not just spend the money and make it reliable and safe? It's not worth the later result of blowing, oiling the tire and going down at 200+... I plan to run E85 also, what are your thoughts on it?

Who in there right mind buys a car with a 72-mo term? He's buying a cheap car. If he can't afford it in 36-48 months or less than it's out of his price range...

You can get a nice beater in that price range. Everyone has a different idea of a beater; some think $500 and some that means $5k....

Get a beater......Ford Focus or something else recommended that you can pay cash for or pay off in 3-4 months.... Love seeing people taking control of there financial lives and at an early age... http://www.daveramsey.com/home/

I just want to make sure I understand. You have been running a 35R on a stock motor/BUSA for 2-years making 335whp? Why?

That just shows you how STUPID people really are...

This was on a BUSA motor with stock rods?