102k miles is pretty low for an 86. My .02cent...I would just hold off and get something newer as you were saying you would be driving it often. You could probably turn a small profit on the 86 but keep in mind is in the "less desirable year" category for most. When ppl look to buy fox bodys they are usually 87-93 models. Go Cobra!
Speaking of Cobra...this is off topic and outta ur price range a little. CarMax on sawmill has/or maybe Had, a 97 triple black cobra vert. 42k miles, 5spd, verrrrry clean, and were asking 14,900. It was beautiful