Wease

Great post. To sum up what Dave says at the bottom: "If you follow my Total Money Makeover plan, you will begin investing well. Then, when you are 57 years old and the kids are grown and gone, the house is paid for, and you have $700,000 in mutual funds, you'll become self-insured. That means when your 20-year term is up, you shouldn't need life insurance at all—because with no kids to feed, no house payment and $700,000, your spouse will just have to suffer through if you die without insurance. Don't do cash value insurance! Buy term and invest the difference." This is nearly dead on what I'm doing, except I'll have more money at 57 and no house payment well before that (less than 10 years to go). I've got a 20 year term policy worth $1M that costs me $44 a month. When that's up, my kids will be grown up and in college. Life insurance is to help your family should you die early. That's it... :nod:

Sad to hear, but they should have kept him off the air after his stroke. That was so painful to watch...

I don't want to get old. Hence I try to fight it all the time...

Don't kill honey bees, they are starting to get more scarce. However, feel free to kill all wasps / hornets / etc. :nod:

Thanks for the input all. I just wanted to know if anyone did it, etc.

Anyone use yeast in their septic tank? If so, how much and what kind of yeast?

Just want to add that I've had my Craftsman, very similar to this one here, with the B&S engine and it's been top notch. Nothing but oil and belt changes. Bought it in 2003, my first Spring here, and it's got 300+ hours with no issues at all. I love the thing. :nod: On the other hand, my neighbor has a Husqvarna with the Kohler engine and has had a few problems in just the two years he's had it. I won't buy anything with that engine after seeing how my mower has been, and how his has been.

Same here. I'm avoiding as much as I can about the comics, even though everyone says "They're not the same!" Then that new character shows up last night and the comic readers already know who it is...

Lori sucks. If my wife pulled that shit on me, I don't know what I'd do. Lori: "Shane's dangerous." Rick: "OK, I killed him. He was coming after me, I had to do it for you and for Carl." Lori: "Fuck you."

PenFed is 1.99% regardless of the car. Still, those aren't bad rates... :nod:

There are very few reasons where that would ever be acceptable. I have a to kill the mother fucker if that was my sack...

Yes, I literally just took the Xmas lights down outside. Of course, when you have about 4 hours total of free time on the weekends, shit like that just isn't a priority most of the time...

I have that same card. It was great, until they changed their rewards. No longer do you get 1% back on everything and 5% back on groceries. The 5% back on gas is the only decent part of that card now. So, I just got an Amex Blue Cash Preferred card that gets me 6% back on groceries, plus 1% back on everything else. Oh, and I got $150 back as soon as I spent $1000 in the first 3 months. I spent that my first day with it, as I bought my Hawaii plane tickets on it. Oh, and another bonus it that card: I can use it at Costco now, so in addition to the 2% back I get with my Costco membership, I'm getting another 1% back with that card. Score... :nod:

Yup. PenFed. Have to be military to get in though. Or some sort of government employee... :nod:

LMAO, I've done that. I like doing it as I'm pumping gas. Totally throws them off...

My favorites are the guys that get pissed at you when you offer to get them actual food, when they tell you they're hungry and need something to eat. So you offer to buy them something, but what they really want is cash. You know, pretty much this guy:

Anyone not using Chrome is losing at life.

This is literally the best thing the Jackets could do. Fail again next year for Nathan MacKinnon. He might not be on the level of Crosby, but he's going to be something special... :nod:

You can read at 1st level, actually...

Hey, if you can, have at it. Most people don't save nearly enough for retirement, hence I pointed out that you should really make sure you have yourself covered first. :nod: I normally do, but I didn't this time. Sorry for not giving a fuck.

Did you read the thread? Both GRN96WS6 and Trouble Maker said they would do it for their nieces and nephews.

Yes, trade him. Like I said in the other thread on this a month ago... :nod:

Man, you guys are nice, setting up funds for kids that aren't yours. I've got a 529 plan for both of my young ones and a will setup should something happen to the wife and I. If anything happens to me, the wife is set, I've got a major life insurance policy on me. That being said, take care of yourself first, then worry about the others... :nod:

Gold right there...