I just finished my fire pit in my back yard. I'll post pics tomorrow. I used flagstaff stone from lowes for the walls. And then capped it off with tan cement caps. I did not install a steel ring because of how large the pit is, the fire won't be right on the walls. If it's a problem, I will put layer of fire bricks around the ID. I also built it on a layer of fire bricks and gravel to keep the heat semi insulated from the ground since I have a septic field. The guy across the street who helped build the house says there are no drain pipes where I put the pit but I didn't want to take a chance.
It was around $200 and turned out quite nice.
MI did not transfer points, my ohio record just said something like SPEEDING and had no points, but the bastards at the insurance company still raised my rate. They said they had their own point system regardless of how many points were actually on my record.
You have to replace the blu ray laser diode. Mine did the same thing. You can get the whole laser tray for 60-80 bucks. It's not very hard to replace. Look for instructions online.
I found that MV was a crappy employer and when you go above a beyond your job title/responsibilities, you are not rewarded.
I'm fortunate enough to work for a company now that actually rewards hard work.
Glad you made it ok. I hate moving although my last move from detroit to charlotte went very smoothly. My company gave me 5K to hire a relocation company, but I only spent 1500 doing it myself.
I love Charlotte and NC in general. But anywhere? Probably NYC in the US. London if anywhere in the world. I love big cities. I'm not really into beaches.
I bought my first home last month... fully aware of future tax and insurance increases. No mention of it from my bank either. I thought it was common knowledge ???
Living out in the country FTW. County rate is .64% here.
Oh and you should have known taxes and insurance will go up over time. No surprise there. It has nothing to do with the bank.
First interview/job out of college... fitted suit.
Interview for my current position... Just a really nice button up shirt/tie and dress pants. I had a jacket just incase, but it was 100 degrees out and I was already overdressed. I didn't bother to put it on once I got off the plane.
It's 28% is for the mortgage itself. Your back end debt ratio, which is all your debt should be around 40%.
If you're going to graduate in 5 months, I would wait. The underwriters are being really picky and are not going to included any "possible" income from when you get a job. Unless you have some kind of offer letter from somewhere.
I was going to go the condo route last year, but I'm much happier I saved for another year and bought a house.