Doug1647545489

Usually ~28% for the mortgage/insurance/taxes with a back end ratio (all debt) of about 40%.

Not true. I have never used my only credit card since opening it in 2004. It's only for emergency. So that means no balance...ever. Only debt I have is my car. Why would you carry a balance and pay interest if you don't have to? Fuck throwing money down the drain. My middle score when applying for my first mortgage a couple weeks ago was 762. They were actually suprised at how high it was with no mortgage. After a year or so into my mortgage I should be closer to 800.

The problem is that you might be happy at work and it might be easy, but only making 30-40k would put a huge financial stress on you at home. Living paycheck to paycheck with no savings, etc... Especially if you have a family. A stressful enviroment can still be very rewarding.

So why can't you have both? The way I see it is be the best at whatever you do and the money will come.

What would happen if next month you didn't write a single ticket. Just responded to calls or gave out all warnings. I'm sure someone would at least ask what's going on. It's a double edge sword. You have to have some kind of traffic enforcement, but on the other hand they are a great source of income. I mean speeding/traffic tickets could be a points violation only. No fine and at 12 points you get your license taken away like normal.

Do you have to show proof you are affiliated with that company? When I traveled I just expensed everything so I didn't pay too much attention to prices. Especially when I traveled international. I think it was about 500 a night when I stayed in London for a week.

Sorry to hear about your problems. I'm supposed to close on my house June 15th. I went with 5/3 and they have been awesome . I put in my application a week and a half ago and I will have final underwriter approval today. Which means I can close anytime afterward. I have until the 30th to close with the seller. The only way I could get fucked is if I don't close by the 15th I'll lose my 30 day lock on 4.25%. 5/3 works very quickly. I had all the docments they needed when I filled out my application ( I had been shopping around so I knew what I needed), appraisal within 24 hours, I had my inspection the next day, and now will have underwriters approval within a week and a half of app. Now I just have to write the big check

OBX>OC

They have them here. Not as good as In N Out, but I like them.

If they bring it over here, I'll order one. EDIT: nevermind I thought it was AWD

LOL, no suprise that they are in NC.

Here are some new pics today. All the stress is starting to subside and i'm starting to get excited. Lawn still needs lot of work... http://i44.tinypic.com/301zkex.jpg Side car garage. I plan on building a tall 1.5 car garage next to the house as a little shop. http://i40.tinypic.com/29zra7m.jpg Back with covered porch. http://i42.tinypic.com/28jy81g.jpg Entrance. Brazilian Koa hardwoods. It's hard to get a feel for how high the ceilings are, but they are 11-12 feet. http://i40.tinypic.com/ftixrk.jpg Kitchen. http://i43.tinypic.com/jgkx11.jpg Master suite with sitting area. http://i44.tinypic.com/4ujabn.jpg http://i40.tinypic.com/2v2ulbc.jpg Bonus room http://i40.tinypic.com/2exv4gm.jpg Garage that's a little oversized. http://i42.tinypic.com/volcvt.jpg

Yeah probably FFR.

Go Ford.

I'm taking advantage of the down market to buy a house and get an extremely low interest rate.

No more supra project though. I'm going to build one of these with a nascar inspired small block ford. Hopefully 550-600 HP. http://cache.jalopnik.com/assets/resources/2007/07/daytonacoupe1.jpg

New/Better pics on Thursday when I walk through again. It will be weird walking through again knowing that it's mine. That is the MLS pic from last summer. The lawn is nice now. It's also kind of cool the house number is 1320

I finally found my first house. I close on June 19th. New build, 3 bedrooms with a huge bonus room which I'm going to turn into a home theater. It has all the upgrades and a huge 2 car garage. The lot is .5 acres and backs onto the forrest. I can't wait to move in and to start getting some new furniture. I'll get some inside pictures when I go for the inspection next week. http://photos-a.ak.fbcdn.net/photos-ak-snc1/v3762/125/6/515552224/n515552224_1643936_4995242.jpg

I used to valet while in college. We didn't get many cool cars, The odd corvette, STI, etc... And yes if we got a semi cool car we were taking the long way back to the lot. Best thing to do is a couple bucks on the way in and a couple on the way out.

Yep, welcome to life. I've been putting off my projects for 4-5 year. First it's for college, then career, now buying a house. Hopefully I can finally do something once I get the house situation taken care of in the next month.

I actually don't like the throwback as much. It was too sweet for me and it tastes more like sprite. I think it's because they also took out the orange juice flavoring.

I wonder if he was enjoying a cheeseburger on the floor again.

I love my job. I make race cars go vroom.

So have you talked to an attorney yet?

Sucks...