So I've got a few credit cards, 3 to be exact. One of them is a store card, HHgregg, and that's the only one I'm using since I got it to get 15months 0% interest on a purchase. Other than that I don't use my credit cards really at all, the only thing I do is like vacation (rare), and once a quarter to pay for school. Its usually the same card, and I try and use the other one everyonce in awhile for like a night out. I just hate using them because most of the time I have the money or we don't buy it, mainly because I hate not knowing exactly where I stand with my money. My debit/checks come automatically out of my account so I know my balance, where as with the CC I don't get the bill for 30 days and then sometimes I worry about it.
So yeah, basically what I want to know is if by NOT using my credit cards am I hurting anything or what? I've had both of them for 2years, and the HHgregg I just got. Now my credit is fine and I have no problem getting approved on whatever, but anything helps I guess and I don't want NO credit card activity to hurt me in the future.
thanks