evan9381

lol. i figured that'd be obvious with the game just ending. now i just need FL to win by 11 points and i've got lunch on monday.

yeah, i just posted. i had to run out for a couple work things and just got home. im in for $50 just saw it, cool. I lose a lot on here. LOL :D:D:D:D:D:D

I to the mother fucking O!

lol. you fucking suck at searching if you had a problem finding threads in which there have been 2 of in the last maybe week and a half.

well if so, we'll be here til probably late night. we're going to keep it going for the cincy/FL game which starts at 8. call shaun or me 374-7741

funny, because i bet a guy tonight $5 he'd fuck up, and we agreed he'd have to drive away. well, he landed it, but since i dont think he couldve really driven it after that impact, we just decided to call it a draw. i didnt see all the prejump shit and thought he was jumping onto an open barge that he had to stop on...i didnt realize he was basically landing in a walled off area. lame.

sucks to hear this. castrate the MFers once theyre found.

sounds good. you wanna come out for the games friday at my place? i invited shaun and a bunch of others, but i haven't heard from him yet.

plus, doesnt insurance follow the car, and not the driver? i know when i bumped someone in my g/fs car and gave them my insurance info, there was an issue a couple weeks later. i honestly thought i had to give mine, but they wanted the insurance for the car. my insurance called me and said they weren't covering it, because they only cover my car

and here shawn...BBB accredited since 1981, and 1 single complaint in the last 36 months, which shows it was addressed. http://www.bbb.org/centralohio/business-reviews/credit-and-debt-consultants/consumer-credit-counseling-service-of-the-midwest-in-columbus-oh-972 Name: Consumer Credit Counseling Service of the Midwest Inc. Phone: (614) 552-2222 Fax: (614) 552-4800 Address: 4500 E Broad St Columbus, OH 43213-1360 Website: http://www.cccservices.com if im not mistaken, i think this is the little office infront of alliance data systems on broad street, just to the left of applebees (looking at it from the street)

ive never hit one and actually made a point to go through one on my way home from a movie a few months ago just to see what it was about...it literally took me 30 seconds to go through it.

lol. nothing against them, but they run a debt settlement company, which will do exactly what i just posted...the companies always try to spin it like its all good, but heres 2 recent things ive seen... http://articles.moneycentral.msn.com/SavingandDebt/ManageDebt/make-your-debt-vanish-dont-bet-on-it.aspx http://ezinearticles.com/?Shocking-Facts---What-Debt-Settlement-Companies-Dont-Tell-You&id=14774

some of you guys need to check your facts. Credit counseling/debt consolidation is WAY different from debt settlement. trust me, i deal with this shit all day consolidation will lower all your rates, and consolidate it into one monthly payment. you can probably get down to single digit interest rates. just do your research and find a company you think fits your needs. remember though to take reviews with a grain of salt, because these are people deep in the hole, and sometimes think these companies are miracle workers, and go in expecting too much. debt settlement is what will fuck you. what they do is tell you to stop paying your bills all together. this is big hit #1. they will have you pay into them monthly, with your first like 4 months going towards their fees. then, you pay them a monthly fee to be in their program. then maybe a year into it, when you have some money saved in your escrow account, they will call and start to try to settle with the companies. by this point though, your account will have already been written off as bad debt. major hit #2 with large balances like you're talking about, your credit card company will have probably already started the process to sue you...at least i do after about 30 days after write off (which is once the account goes 7+ months delinquent). their contracts state (albeit hidden), that they can not do ANYTHING to stop creditors from taking action against you. most of these companies if you stick with them long enough to get your accounts settled, most will charge you a fee for how much they saved you. we have a girl at my work who only handles those accounts, and in our monthly meeting, she did a presentation showing scenarios, and she showed us that with average fees you will have to pay (initiation, monthly, % saved), they make it seem like you might settle for 50%, but you're really paying about 80% of the original balance...and 9 times out of 10, as long as you're not a dick, ill settle for a lot less than that. the problem though is most wont give you more than a few months to do a settlement. we got to a max of 3 months, and then, you're not going to get as good a deal as ill give you for a one time payment (ie, today, i offered a guy 55% to settle in december, 65% over dec/jan, and 75% over dec/jan/feb). a settlement will also not look good on your credit report. yes, it looks better than an outstanding bad debt, but a paid in full account will raise your score more than a settled account. this is hit #3 it sounds like you need to find a decent credit counseling/consolidation company to get everything down to a low rate. most banks have departments to deal strictly with CCCS accounts. i know i cant even take a payment on one unless they tell us they've dropped out of the program

we had to stop in there friday for deep fryer oil, but i didnt look at prices on the TVs. but everything else was dirt cheap. 4.5g of peanut oil was $27.xx and when we stopped at dick's a 3g was 29.99 and gander mountain a 3g was 39.99. fuck that.

no problem. im probably going to end up using the $35 mount my dad got me and taking the $80 mount back. the cheaper mount actually looks more sturdy and pops out a little more, which is what i need. sam's club is where he got it.

it was her sisters b/f, but he isn't around anymore...sucks too. lol. i could probably call him, but it may be a little odd

do yourself a favor and go to sherwin williams and spend the ~$19 or so (that brush above is like 14 at lowes) and get one thats already flattened out. actually, ive got one around here somewhere if you want to come get it and use it. you just need a broom handle to screw into it

probably do bdubs in gahanna since my brother works there, and most of the waitresses are smoking hot, and he knows to put me with the best looking one.

i got 2 wallmounts for my 32" TV for christmas, just havent decided which im going to keep. ive also got the sofa in my FS thread...it isnt an awesome sofa, but it doesnt look like junk with the cover on it. we had it in my front room when you walk into the house.

post this on http://www.elantraxd.com ...the site just went to VB4, so its a little odd to navigate right now, but you'll get a lot more help there.

hit up GTPnLS1 for electrical. he did work for me when i redid my bedroom, very good work, no one could touch his rates, and he was fast. changed out like 8 outlets from cream to white, put in 4 can lights (drilled hole into ceiling and wired), put in dimmer switch for lights/fan, put in a box for ceiling fan, and boxes in for smoke detectors in 2 rooms, and he was maybe her 4-5 hours. i need to get him back out here but i need to finish a couple other things first.

we tried to do this in my bedroom i remodeled this summer. stripped all the popcorn off, but once we started rolling the mud mixture on the ceiling, and i guess i still had a layer of the popcorn shit on the ceiling, and i had chunks rolling off onto my roller. it looks like shit now, but i havent had time to redo it

how much for a 13x22 room with like 7.5-8' ceilings? i may do one color, but also been thinking about doing a different color half way up since i have a "shelf" i guess you could call it on 2 of the walls. painting is one thing i hate to do more than anything.

i honestly just laughed my ass off at this. i wont hold any back. my g/f always acts like shes grossed out ONLY if she can hear them. if im silent with it, it can be one of those bad ones that even i am offended at, and she sits there like she doesnt know it happened.

who are you to talk? you've got 15 and they're all positive. :gtfo: