Berto

I looked before but could not find one.

2 observations on the woman arm wrestler. - She kind of reminds me of a female Gary Busey. - She would be a great zombie on the walking dead.

Meh. I've traveled to london for pleasure, and i've worked in the UK. I usually plan every aspect of our trips. We just did 2 weeks in Hawaii. I liked the flexibility of my own planning, researching reviews on VRBO, etc. Recommendations for London: Don't get a rental car. Its a disaster and not worth it. Though when in other parts of the UK I drove with no issues, however I did get the UK maps for my GPS which helped tremendously. I usually search for deals on hotels on the normal sites. Though with London being expensive, i found the best deal was cashing in my Holiday Inn Points. For flights i'm increasingly fond of Google flights. We only had 3 days there. I mapped out all the places I wanted to see and organized them by relative location and open times to try and maximize what we do. If you wait to get there and plan you will waste a ton of time. Also buying tickets in advance is your friend to avoid spending your vacation waiting in line, obviously this service isn't available for all attractions but if its available, do it. Be Prepared to spend a ton of money on admission to places (like ridiculous). A ton of money on food, that just was not worth it. While you think ahead, take a snapshot of the city in google maps and save it locally so you don't need data but can still use it to navigate. The Tube (subway) is your friend. After having been there I was not impressed. But I hate big dirty cities with inconvenient travel.

Just finished the game now. That onside kick was awesome. Great game.

I can vouch for lenovos. We had them at work, and they were good. Then we switched to Dells....

I don't want either to win, but would prefer Clemson to take it. Though I think Bama will win.

I think I understand what you are saying but I don't believe its accurate. Lets keep things simple. Assume an initial $5,500 investment (Post Tax), 6% ROR (compound), 28% tax rate, no annual contributions just the initial lump (again for simplicity), 30 yrs. ==================================== 401k (taxed when you retrieve the money) $5,500 * 1.28 (since 401k is pretax) = $7,040 initial investment. 6% ROR @ 30 years compounding = $40,434.18 Then you get taxed at 28% = $29,112.60 ==================================== Roth IRA (taxed pre-investment, not taxed later) $5,500 @ 6% ROR @ 30 years compounding = $31,589. My math may not be right. Please correct me. Plus then you have the added benefit of being able to use your initial investment if you got into an emergency and needed it. Do I think Retirees will get taxed at 40% by the time I retire I sure hope not. But one thing I am pretty certain of, is taxes will not go down.

Here is pretty good article forwarded to me. Would be a good starting point. http://www.forbes.com/sites/kellyphillipserb/2016/01/05/100-things-you-absolutely-need-to-know-about-money-before-youre-35/

What I've read and recommend is if your work has a 401k match, to contribute enough to get the maximum matching. Then start investing in at Roth IRA, until its maxed out, $5500 /yr for a single person. Then go back to the 401k. Also, IMO, most employers have target retirement funds, by year. They are generally good but I started looking at fund performances and going with something a bit riskier. I still have some of the target date funds but its more for diversification. Whatever happens. You're 20 and its excellent to get started now. Time is on your side, and you can't get it back. I started investing in retirement a few months out of college at 22, I'm 32 now and its really amazing to see the power of compound interest. Stay with it, the first few years you may be discouraged at what seems slow growth.

The other reason for ROTH is if you feel taxes will be higher by the time you retire, not talking income based here, just generally higher. I believe it will, which is why I choose to do a 401k and Roth IRA.

I have a 36 gallon Husky and it seems to do a pretty good job with just about everything.

May 8th

We got a Keurig gift certificate (online redemption) and have absolutely no need for it. $50 card selling for $40 Or trade for Amazon or something else.

I personally think electric cars as we know them are a bandaid. Yes batteries will get better but won't be perfect. I think the future lies in Hydrogen fuel cells. Pros: No Battery Can be easily recharged (once infrastucture exists) Exhaust is only hot H2O With increased efficiency of solar cells, you could use that to separate water back into H2 and O2 to extend refill range. Con: Catalyst for the reaction is expensive (hopefully an alternative can be found)

I like it, but then again I love my civic, as a daily. 150k miles, only changed tires, battery, and brake pads.

Really? this thread got kitchened? Can we just delete their posts and have them PM each other?

MSU so friggin lucky. B1G won't win the national title this year. At this point in time I think Oklahoma will. UNC got robbed on that first onside kick.

Go Gators!

so much sad i can't be there.

I'm pretty excited to see what B1G does in their bowl games. Has potential for being another strong year. I think whomever Indiana plays will get tore up. I continue to be impressed with their performance (based off previous yrs).

Gas jumped 50 cents here today.

GLENNNNN!!!!!!

Man some really great games today. LSU got another quality loss as well.

IU has been playing really good ball this year. Really B1G has as a whole. I am pretty excited to see what post season brings.

The Oklahoma State cowboy looks like Burt Reynolds.