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coltboostin

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Posts posted by coltboostin

  1. I have to admit I'm still pretty salty about LeBron. .

     

    He made a smart business decision, and it could not have worked out better. If hindsight is 20/20, you cant be mad at him now!

     

     

    Only even half cared until I went to a playoff game in probably 04ish against the Pistons. The environment at the Q during that playoff game was so electric, that it really gave me a new appreciation of the sport. Love him or hate him, LeBron is (in my opinion) the best to ever play the game. I'm surprised how good they look even with Love out now. .

     

     

    He, I still have a "beat Detroit" shirt they gave out at those games! If he wins this year, it will be hard not to put him at the top of the best ever list. Jordan is always the Sexy pick, but Lebron's D is on another level. Also, IMO Jordan always had a better supporting cast.

     

     

    I have a team outing on the 26th, and my team wants to go to the game presuming its in town that day. Cant wait to see what 18 lower bowl seats cost. :lolguy:

     

     

    PS: Didn't know there were so many Ex CLE people here. Dont know if that's good or bad LOL. Hard not to be excited right now-I about flew out of my chair when Lebron drained that buzzard beater.

  2. May it please the court, let the record reflect that JP agreed with my opinion/comment.

     

    This thread has spun out of control with mortgage talk, let me get it back on track... JP earns at least 3 times more than I do in income, he has 1/20 invested in his cars which are faster, his returns on investments put Berkshire Hathaway to shame, his sperm are better at producing offspring, and my college education was a waste.

     

    Buy a Viper.

     

     

    /End coltboostin Thread

     

    Ha!! I'm sure we still agree with more than you think old friend. ;)

     

    Scary fact; I have "left it in" only twice in my life, ever, and I have 2 kids! No wonder PR's breed like rabbits!!

     

     

     

    So yes, Viper time. Fuck back seats :lolguy:

  3. Mark's wording is goofy, but he is speaking monthly payment.

     

    I don't advertise on CR but I am a manager for a mortgage bank and can also answer any question people have on that subject. If anyone is in the market to buy or refi, we can do as low as 560 Fico in some situations, so do not be afraid to ask if you qualify. :)

  4. Because the run didn't happen. the car dropped all boost when I started to slip the clutch, and it stalled 2 feet off the line. I get enough hate mail as it is lol

     

    Fair enough!

     

    Was this a rental or TnT? How was track prep?

  5.  

    I will take ANY zero percent credit card option (IE - best buy card 18months no interest) EVERY TIME I buy something where it allows you to get the zero %... you want to give me free money as long as I am responsible and pay it off on time? I WILL TAKE IT (thanks for the tip Dad).

     

    For sure. I do the same. I have not had an interest rate on a "DD" credit card for about 7 years now. I do have a rate on my Southwest Card, but it has netted me 6 free flights in 2 years, so its working out in my eye.

     

    I am the one percent.

     

    Your opinion is not welcome in this thread sir! ;):p

  6. That's actually a real good price for that car. You won't find many V's below $30K, even with that mileage. And it's 550+ horsepower and torque.

     

    I'm all about a deal. :)

     

     

    JP- better question for you sir (because I am not married) how does your wife feel about the situation and how big of a factor is that for you? Does she say you work your ass off and go for it or is she reluctant not knowing for sure the future? I think this plays a huge roll on the conscious of ones decision

     

    She stays home with the kid and I deal with all finances. She trusts me when I say the finances are fine (which they are) and at this point, I pay all bills. Luckily she is pretty low maintenance. As long as she has a nice, reliable car to haul the kid around and her cell works, she is good.

     

    As far as cars, well she knows me. She told me to buy a Lambo if that means I would get rid of the RX-7 :p The same reckless abandon that I am sure attracted her to me is now more of an issue (obviously) with my role as husband/father/breadwinner.

  7. Wait, so if you make 100k you are saying that you are only going to drive a 30k car? That's like 650/month... Do you have a bad gambling/gun/women problem that doesn't allow for more cash each month to pay a car note?

     

    Now that I think about it.. I need a better car

     

    No monthly payments-I like to buy cash. Its just old habit from growing up broke. If I have a car note, its because the Credit Union would beg for it, and give me a ridiculous rate. (My CU is at 1.9% now, get a call every week about it LOL)

     

     

     

    Most "advisers" would recommend not spending anymore than 20% of your gross yearly income on a vehicle, and would prefer it if was more like 10%. You're a car guy, you tend to do your research and get good deals, and can maintain them. This is a positive and a negative, because you desire more and are most likely going to go as much as 40-50% because it doubles as enjoyment/hobby in addition to the typical commuting.

     

    That makes a TON of sense Mikey. 10-20% is what I think is about right too. This is a great "rule of thumb". :)

     

    How much $$$ is acceptable for this hobby?

     

    As little as possible to keep you happy. :cool:

     

    Looking at my builds, you know I'm bout' dat life :p

  8. I would think of it as what the payments are as a percentage of your monthly income. Also assuming your saying you make 6 figures and are talking 30-40k cars you practically have to pull the trigger so that you can depreciate it against your taxable income.

     

    Its not a house lol. The only way you can pull that shit is if you sneak it into some LLC or Schedule A and hope you dont get Audited. :p

  9. I don't understand the "gross income percentage thing"

     

    - 30k new grads are buying 20k cars

     

    I think that mentality is a big part of the american Debt problem. I see that as a dumb move, most dont.

     

     

     

     

    Are you saying "spend 30% of your gross income per year" on your car hobby? iE - if you make 100k you spend 30k per year on car stuff? Or are you saying that if you make 100k a year that you are driving a 30k Car (or, 30k in carS)

     

     

    #2.

  10. You're going to get a million different responses, as everyone is going to be in different situations.

     

     

    75% of my car/bike/watercraft purchase are made knowing I will get sick of them fairly quickly and not own them for too long, so I buy smart. Pretty much 9 times out of 10 I will either break even or make money when I resell so I never focus on it as a percentage of income or anything.

     

    So, why don't I get a beater Gallardo? That's really the argument. Also that mentality only lasts so long. We can just pass cars endlessly around the car community for the sale resale value. Eventually, someone is going to lose. Its like a shitty game of hot potato.

     

     

     

    Or, buy this, put 2 car seats in it, drive it for 3 years, and break even. ;)

     

    http://www.autotrader.com/cars-for-sale/vehicledetails.xhtml?zip=44131&endYear=2010&modelCode1=CTS&sortBy=derivedpriceASC&showcaseOwnerId=0&startYear=2007&makeCode1=CAD&engineCodes=8CLDR&engineCode=8CLDR&searchRadius=0&trim1=CTS%7CV&mmt=%5BCAD%5BCTS%5BCTS%257CV%5D%5D%5B%5D%5D&listingId=391763457&Log=0

  11. For the daily I am pretty strict on my budget and only look at cars that I can afford to buy cash, if it can't be done without a loan it is probably too expensive. For my toy it started out with a budget.....then the budget increased.....now there is no budget, I just want it to be perfect (for me, I give zero shits about what anyone else thinks I should to to it).

     

    That seems backwards to me, but you pose a fair argument.

     

    30% OVER your gross?

    I'm more into the 25% OF my gross kind of car budget.

    Strokes and folks and stuff.

     

    You are misreading what I wrote.

     

    but hesitate to go over 30% of my yearly gross.

     

    Get it now? :p

  12. The older I get, I seem to live my live in 3-6-12 and 60 month projections on where I want to be financially, and how to get there. Any short term expenditure I look as a percentage of yearly gross to consider if its worth doing.

     

    That being said, does anyone else look at car purchases (DD or dedicated toys) int he same way? Or, do you just do to the deal, say I want that, and find someone whom will fiance it?

     

    Things are great now, but my wife does not work and probably wont for at least the next 2 years. I am considering stepping up the price point for my car shopping, but hesitate to go over 30% of my yearly gross. Is that a ridiculous way to think about car buying?

  13. http://www.sherv.net/cm/emoticons/yellow-hd/nodding-head-smiley-emoticon.gif

     

     

     

     

    Lots of guys using this product nationally for data acq. for Autocross. Great product :thumbup:

     

     

    Here's the GPS I use for data --> http://www.qstarz.com/Products/GPS%20Products/BT-Q818XT-F.htm 10hz and has worked well for me. I can charge this and leave it on all day and the battery will last all day.

     

    $90 on Amazon --> http://www.amazon.com/BT-Q818X-Bluetooth-Receiver-Hardware-BT-Q818XT/dp/B001R1OO1W/ref=pd_sim_422_1?ie=UTF8&refRID=0X33M6XT9MHZ237TZ9K5

     

    Here's the Qstarz GPS in action overlayed with my video

     

     

     

    Thanks for the info!!

     

    What makes the V box better/different than the Qstarz?

  14. If you want bragging rights, nobody will accept your android results.

    Hell, even on friendly discussions online, people want to see the vbox file to verify.

     

    I wouldn't trust anything that doesn't have a 10hz gps feed.

     

    I think its good to see if I am still making gains. Again, would love to see how "accurate" it is in comparison.

     

     

     

     

     

    No speedo in my car, and I dont think this will serve my purpose.

     

    But, it may be a good hack to get a Tack in the car lol. Can this sync with a cheap-o tablet with Bluetooth?

     

    And what makes that better or different than this one?

    http://www.amazon.com/Version-Bluetooth-Diagnostic-Interface-Scanner/dp/B008UR7J6I/ref=pd_sim_263_6/190-0959385-8679908?ie=UTF8&refRID=0JV1D1FDSVR24SR64FX7

  15. 10.38@135 1.68 60ft :no:

     

     

    Then my fuel mixed and my ethanol content went down from 72- 50 :fuuuu: After that a bunch of 10.5s

     

     

    Couldn't hook to save my life, but had a blast hanging out at the track with everyone!

     

     

     

     

     

    I love being a part of it, and will continue to support that portion of the event as long as CR will have me. :)

     

    BUT as a clarification, my job is easy... I get the trophies. lol

     

    The real thanks for the HARD work such as coordinating, and actually putting True Street on go to Wagner, Anthony, Tina, and I'm sure many others. I know I saw Paul helping out today as well. If I forgot to mention someone, my bad. Point being, Thank all of you for spending your time for others enjoyment :thumbup:

     

     

    Congrats to everyone who won a class!

     

    Awesome guys!!

     

    Hope I can be there next year as long as I dont knock up the old lady again!!! LOL

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