A young man goes to his dad and says, dad, for class, we have to define the difference between theory & reality, can you help me. His father ponders, then says, go ask your Mom if she will go to bed with the neighbor for one million bucks. The kid responds, are you sure? Dad says yes, go and ask her, so off he goes, He comes back and says, dad she says yes she would. Dad says, ok now go ask your sister, so off he goes. He comes back and says, dad she says yes she would. His dad says, well son there’s your answer. The kid is confused and says, sorry dad, I don’t understand. Dad says, well son in THEORY we are Multi Millionaires, but in REALITY we are living with two Hookers.