There's this game that they play on The Blitz. It's called "White, Black, Mexican, or Other". I'm going with Other. LoL.
When my aunt was staying with me, stole my T/A and wrecked it, I had to file with my insurance company. Then my insurance company was going to go after her insurance company. I'm not sure if anything came of that piece. I had to take her to court to get my $500 deductible back, which I did.
I hope you get everything out of this POS that you can. And keep any eye on your insurance premiums for the next year. Your insurance will most likely raise your rates.