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Motorcycle Insurance Company Recommendations Please


JonnyNashville

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I am picking up a new bike tomorrow and I will need to insure very soon. Does anyone have a suggestion as to which company I should use?

 

In the past I've used Progressive, but I think I can probably do better somewhere else. Thanks in advance for your replies.

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in aug the rates across the borad are going up due to no matter what cc it is they are going to be classified as sportbikes

 

Yuuuuup I just transfered my insurance from a Ohio Farmers & Formost agent to a Colorado Agent. I WAS paying $375 a year for liability on a ZX-6R (only 1000cc and bigger was considered "supersport").

 

Now I am paying $1200 a year. No sitations, no speeding tickets tickets, nothing. When I asked why it went up so much when i switched agents, they told me that exact same thing.

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For what it's worth, I got quotes from Geico and Progressive this year. Geico was significantly higher for one year of comp / collision, etc. on a 600cc Kat and an EX250. Progressive was around $550 for both (no other vehicles with them), and Geico was nearly $1k more. Unfortunately, my home owners & auto insurance provider (Hastings) doesn't offer motorcycle coverage. :(
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Yuuuuup I just transfered my insurance from a Ohio Farmers & Formost agent to a Colorado Agent. I WAS paying $375 a year for liability on a ZX-6R (only 1000cc and bigger was considered "supersport").

 

Now I am paying $1200 a year. No sitations, no speeding tickets tickets, nothing. When I asked why it went up so much when i switched agents, they told me that exact same thing.

 

 

Where did you guys see this? I looked and saw nothing concerning this and I haven't gotten a letter from my ins company yet.

 

I have state farm and for my 06 I paid 272 for the year.

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if you're 25 or older with State Farm and have a clean record, your bike will be dirty-dirthole cheap. Especially if you're married and have other lines with them.

 

Currently I pay $18/month for full coverage on the 636. :eek: Quite the change from when I bought it at 21.

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i just got insured through Allstate on my 05 r1 and it was 37.50 a month at a sawmill rd. location

 

WOW! I just got a quote from Allstate on my 07 gsxr 750. It's $80 a month. And I have all my cars and house with them. Plus I only have a tag violation on my record. State Farm is only $40.

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WOW! I just got a quote from Allstate on my 07 gsxr 750. It's $80 a month. And I have all my cars and house with them. Plus I only have a tag violation on my record. State Farm is only $40.

ur alll lucky i have had allstate for 5 years now with 3 car and they told me 700 for a year on my busa and i got the bill and they tried to get me for 700 a month talking about my driving records so bad

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Personally I'd never trust allstate, though that's simply from the point that if you get any physical injury and you have to make a claim through them you have to get a lawyer and a court date cause they will fight you to skimp you on pay.
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State farm, multiline, and > 25y.o. FTW! Full coverage w/ $1000 deductible is only $190 a year for my '05 ZZR-600 (dull colored ninja). As a bonus, State farm bounced back nicely from Katrina and actually paid out divs this year! I can't remember the last time I got a div check but I think it was somewhere around 1999. I got $30 back from my bike policy alone.
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