Hutch Posted February 5, 2011 Report Share Posted February 5, 2011 Ok wifes car got hit in a parking lot other car or truck didn't stick around. The insurance is going to total it has anyone ever purchased a car back from insurance and got it titled? Just want to see if its worth my time and money. Buy back price $510 its a 98 civic 154,000 mile on it passenger side quarter and tail light smashed up. Doesn't really look that bad still can drive it. Should I just let the insurance have it or fix it and get salvage title or buy it back and part it out then junk it Quote Link to comment Share on other sites More sharing options...
scottb Posted February 5, 2011 Report Share Posted February 5, 2011 Not 100% positive on what you would need to do if you bought the car back. I think you would have the car and a "salvage" title from the insurance company. Then the car would need to be fixed to some level ( might not be enough to just replace tail light) Then an inspection by highway patrol ( info on ohio department of motor vehicles website)to verify that the the parts used in repair were not stolen. If all goes well, your car will now be labeled "rebuilt" and be able to have plates. Quote Link to comment Share on other sites More sharing options...
crazy_red Posted February 5, 2011 Report Share Posted February 5, 2011 also i belive it will be very hard to get full coverage insurance on a rebuilt title Quote Link to comment Share on other sites More sharing options...
standout Posted February 5, 2011 Report Share Posted February 5, 2011 Do it. People buy old civics like crazy no matter what condition there in. It's been a few years but I did the same exact thing. Car was worth more than I owed, insurance paid it off, cut me a check (minus the 500 for keeping the car), I fixed a few things and sold it with the salvage title and receipts for the repairs made. Never even had it inspected or turned into a rebuilt salvage title. 92-99 civics are the easiest cars to get rid of other than Toyota camrys. Quote Link to comment Share on other sites More sharing options...
Hutch Posted February 5, 2011 Author Report Share Posted February 5, 2011 Car has been paid off for a couple of years and the insurance is cutting us check for around 4k. I was hoping to just beat out the quarter and replace tail light and get bumper mounted back up. Quote Link to comment Share on other sites More sharing options...
max power Posted February 5, 2011 Report Share Posted February 5, 2011 Car has been paid off for a couple of years and the insurance is cutting us check for around 4k. I was hoping to just beat out the quarter and replace tail light and get bumper mounted back up. This^ do it. It doesn't have to be pretty just functional. Replace the tail light. Get it inspected, insurance is no problem. I wouldnt put full coverage on that thing anyway.My cousin has a 95 that has 265k and is still his daily.Inspection is $50 and they only care about stolen parts. Have reciepts. Quote Link to comment Share on other sites More sharing options...
ReconRat Posted February 5, 2011 Report Share Posted February 5, 2011 One of mine was totaled. The estimates were higher than what I paid for it, so they gave me the amount on the title and let me keep it. No rebuilt title. It was similar to yours, just one quarter panel and a door messed up. I fixed it back up and drove it till the tires wore out. I have no idea why they did it that way. Other than they must have really not wanted the car. It wouldn't hurt to try for a deal that doesn't have a rebuilt title. Quote Link to comment Share on other sites More sharing options...
TSB67 Posted February 5, 2011 Report Share Posted February 5, 2011 I bought back a totaled car from Farmer's Insurance in 2002, and they made me go to the DMV myself to convert the title to salvage before they would give me a check. Quote Link to comment Share on other sites More sharing options...
Carwhore Posted February 5, 2011 Report Share Posted February 5, 2011 easy fix Quote Link to comment Share on other sites More sharing options...
Hutch Posted February 5, 2011 Author Report Share Posted February 5, 2011 easy fixSo you think it can be fixed without replacing the quarter panel? Quote Link to comment Share on other sites More sharing options...
Carwhore Posted February 5, 2011 Report Share Posted February 5, 2011 So you think it can be fixed without replacing the quarter panel?welding in a new quarter is easy. thats what i was talking about Quote Link to comment Share on other sites More sharing options...
max power Posted February 5, 2011 Report Share Posted February 5, 2011 I'd put a tail light in it and drive it, after some hammer time. Ive seen worse looking cars on the road.Hell, I'll give you $600 for it right now. Quote Link to comment Share on other sites More sharing options...
standout Posted February 5, 2011 Report Share Posted February 5, 2011 That's not bad at all. Keep it and drive it. Or sell it as is and get another 2-3 thousand for it. Quote Link to comment Share on other sites More sharing options...
TSB67 Posted February 6, 2011 Report Share Posted February 6, 2011 So you think it can be fixed without replacing the quarter panel?Hells yeah!http://thereifixedit.failblog.org/tag/tail-light/ Quote Link to comment Share on other sites More sharing options...
Hutch Posted February 6, 2011 Author Report Share Posted February 6, 2011 I was just worried about the inspection so I can get tags for it. Thinking of buying it back and either fix and get it inspected or just sell it as is Quote Link to comment Share on other sites More sharing options...
Bad324 Posted February 6, 2011 Report Share Posted February 6, 2011 (edited) I was just worried about the inspection so I can get tags for it. Thinking of buying it back and either fix and get it inspected or just sell it as isi dunno if I missed it but if you do buy it back and want to sell it, you'll have to still transfer the title to salvage unless you explicitly sell it as a parts car only. I do the insurance for all our vehicles for the company and in the last 2 years we've had 3 trucks totaled and we bought back all of them. 2 we fixed and put on the road and 1 we kept for parts as we have several of the same model. The process isn't that terrible, its just the inspection part and even then its not bad if you have all the documents for the parts that went to fix it Edited February 6, 2011 by Bad324 Quote Link to comment Share on other sites More sharing options...
jporter12 Posted February 6, 2011 Report Share Posted February 6, 2011 I was just worried about the inspection so I can get tags for it. Thinking of buying it back and either fix and get it inspected or just sell it as isThat's easier than fixing it! Put a tail light in it, have a receipt for any parts you put on it, schedule your inspection, take it in, they look it over for stolen parts, you get a title that says rebuilt salvage, you drive it with a couple thousand dollars in your pocket. If ya want, find someone to put a quarter panel on it for you, could probably get it done pretty cheap, compared to what the insurance estimate says. Quote Link to comment Share on other sites More sharing options...
Steve Butters Posted February 6, 2011 Report Share Posted February 6, 2011 been there done that.....buy it back, replace the tail light, get it inspected.you can beat out the fender with a hammer if you want to make it look a hair better, but its not necessaryas long as its functional, and legal, you will be fine. the fender just needs to be enough to cover the wheel, so it cant throw debris onto cars behind you, so as long as your tire isnt hanging out past the fender, you will be finepay them $50, get inspection, bring receipt for tail light, they will issue you a rebuilt title.if you wanted full coverage again, its no problem. my mustang had a rebuilt title and i carried full coverage on it the entire time i owned it Quote Link to comment Share on other sites More sharing options...
Hutch Posted February 6, 2011 Author Report Share Posted February 6, 2011 Yea don't need full coverage and don't care too much about looks. So I plan on buying it back beat quarter out best I can replace tail light and fasten bumper cover back up some how Quote Link to comment Share on other sites More sharing options...
max power Posted February 6, 2011 Report Share Posted February 6, 2011 Yea don't need full coverage and don't care too much about looks. So I plan on buying it back beat quarter out best I can replace tail light and fasten bumper cover back up some howSelf tappers FTW!! Quote Link to comment Share on other sites More sharing options...
Hutch Posted February 6, 2011 Author Report Share Posted February 6, 2011 I'm just not to mechanicaly incline Quote Link to comment Share on other sites More sharing options...
jporter12 Posted February 7, 2011 Report Share Posted February 7, 2011 I'm just not to mechanicaly inclineDuck Tape. They make it in all sorts of colors, I'm sure one will be close to the red on a civic. Quote Link to comment Share on other sites More sharing options...
Beegreenstrings Posted February 7, 2011 Report Share Posted February 7, 2011 Car has been paid off for a couple of years and the insurance is cutting us check for around 4k. I was hoping to just beat out the quarter and replace tail light and get bumper mounted back up.Dude that F'in sucks! Quote Link to comment Share on other sites More sharing options...
Hutch Posted February 7, 2011 Author Report Share Posted February 7, 2011 Sure does and the Fuck that did it just took off Quote Link to comment Share on other sites More sharing options...
GSXR-7Fish Posted February 7, 2011 Report Share Posted February 7, 2011 I've got $950 if you drive it over to my house! Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.