FMJ "ball" is good enough for the military, so it's good enough for me. I carry with high quality fmj target ammo.
IMO, it cycles a bit more reliably than hallow points.
Also, if you ever had to actually fire in self defense, a talented opposing counsel would try to paint you as a gun nut for using high end defense ammo like Black Talons....at least that is what I was told by an internal affairs officer.