2talltim

And now i have to put a new roof on the house, all this damn wind today has blown up A LOT of shingles. And im sure the insurance wont cover all of it. To be continued.

There is a late model Oldsmobile sitting on fairgrounds road in Mount Vernon has $1000 on the windshield. Don't know nothing about it or who selling it just seen it when I drove by.

I'm wanting to find a happy balance.

Sold my trailer this weekend so for the first time i will not be hauling any bubbys down. I do plan on going and no i will not be bringing the bambinos. Haven't decided on lodging yet, still trying to talk the wife into riding down with me. So if she comes might just get a lodge room, if she doesn't maybe i can grab a couch or extra bed in someones cabin.

but you just got it?

I see what your saying but I dont think i want to wait any longer on a garage, been putting it off for a few years now. Plus i think the 2015 tax return will be down payment on another car for 2 reasons. #1 the current car already has 135,000 miles on it and the wife puts 750+ miles a week on it. and #2 the oldest will be driving so the current car will go to her to drive.

Well took the cash to the bank and came home and made $5132 worth of credit card payments...balance on the 2 accounts is $0.00..now on to paying off the car early.

Yup ive it that way a few times, if i build my garage next year..The house, the garage, any vehicle we but in the next 2 year will be all paid off at theexact same time in about 6 to 7 years, PLUS the youngest will be graduated and out from under my income. That is the ultimate goal, no kids, no debt by the time im 45.

That usually the way i operate just too many vacations and time off work this year. It creeped up on me. I use CC for EVERYTHING so i can get my reward points and usually pay it off every 2 weeks. Need to get back to that

just got back from one, thats one reason for balance on CC..LOL

Just checked and rate of return on stock options was only 8.3% rate if return on total 401k 18.8% over 5 years. Stock options are only 30% of my bank roll. I could borrow up to $20,000 but im not going to, that would be stupid.

The only part of my 401k that i can borrow from is my company stock options and yea they have not been doing so well in the last couple of years and i can't roll them over till 36month maturity. So it's a almost break even deal maybe losing a little bit but it saves the hassle of having to get a loan and pay a bank. Even m friends dad that works for EdwardJones said that's what he would do too.

Ok so i decided to sell a few things and now have $5000 at my disposal and im trying to figure out what it the best thing to do to accomplish what i want to do. I think i already know the answer but i wanted to see what yall had to say. Things that will happen in the next 9 months. *Pay off car $2200 left (low interest loan 3.99%)$246 a month payment *Pay of credit cards(again) around $5300 right now APR 14.99%(was a little sloppy this year) *Build a garage $14,000 *Pay off current 401k loan. $1100 (4% interest that is paid to myself)(when i bought my 4 wheeler) Money situation *I will have the $5000 cash (maybe $5500) *Will be borrowing(not withdrawing) $10,000 from 401K for the garage (ive weighed all options and this is the only one that makes sense) * And minus Christmas shopping coming up and any unforeseen emergencies we bring in about $1000 to $1500 a month more than our bills and spending require(maybe more but thats a safe number). *should get around $2000-$3000 on tax returns Options... *Pay off credit card with cash, use exrta income in the next 3 or 4 months to knock out the other 2 loans, then save up for the remainder of the garage money and hopefully build mid to late summer. *Use cash and 401k loan NOW and build the garage NOW, and just make the payments on the other stuff and try to pay them off in the next 9 to 12 months. *Pay off Car and 401k loan now with cash, slam all extra cash on credit card over next several months and do garage in the summer. * $5000 worth of Hookers and Blow in someone else's garage Option one is obviously the smartest way togo in my opinion but i REALLY REALLY REALLY want that garage. I also plan on purchasing another 4 wheeler when all these goals are accomplished but that will be next winter Im guessing. The wife and I have already decided to put any more trips, cruises and large purchases on hold till atleast the 3 items are paid off.

I like the idea of not needing to wire the bike up for heated gear but I wish the battery last longer than that. But honestly I'm thinking more for football games and clearing the driveway with quad or snow blower.

Any documentation on how long the batteries last?

Both my Chevy's have around 135k on them (05 and a 07), my 98 Pontiac I sold 2 years ago had 188k on it. No garage, never seen the point of washing them much in the winter and non of them have a spec of body cancer on them. I think chevy has it figured out now. Now this isn't bashing any other brands, I'm (I hate this phrase) "just sayin "

Sitting at the airport in Tampa just of back from the Caribbean and have a bit of a sunburn, but I got the ol 4 willer ready before I left. Here was my view last night

There is a portal across the street from my hotel tonight here in Tampa, maybe I'll walk over there. .lol

The new Concours 14 is about $16k out the door and i think that insane money too for a bike, but if that was the only option i had of getting another one i would pay it. I guess it's just what it's worth to a man that has needs or wants. But then again I'll never buy a brand new vehicle ever, just way too many nice used machines out there for 2/3 to 1/2 the price. Just ask the bubbys that know me, I'm the cheapest Jew in the world..LOL

Plus you can buy everything and more at half the price of that Harley with a Jap cruiser. The Harley personna can be cool and I get that people like them that there is honestly never any justification in any conversation about their price.

And adjust valves

Well yea

I download it and got through the intro but there isn't much stuff around me since I live in the stix. Maybe next week on vacation I can mess with it some more.

That is just insane money for something 98% of the riders on the road couldn't even sniff the potential of.

Right on cue