You guys missed the legally part of my post. Comprehensive claims can not, legally, result in your premium rates being increased. Not the exact snippet because I don't feel like looking that deep, but it gets my point across:
Source: http://codes.ohio.gov/orc/3937.22
Of course there are ways around it. Like as described above, if you were hit in a certain intersection the insurance company can then claim that your daily driving route is through an area that has a high chance of an accident occurring and can raise your rates based on that statistic.
Oh and if your rates are increasing after a non-fault claim, comprehensive, etc., you are getting shafted. I hit a raccoon putting a nasty dent in my bumper, filed the claim and received a new bumper. My rates didn't move at all.