yep, called in specifically to verify, $300/yr increase for comprehensive on a motorcycle that is maybe worth $3500. Going by that math, 1 in 11 bikes will either be stolen or get totaled by an animal every year in this zip code. Either that or the owner wrecks them and reports it stolen. Whatever, only reason I had comp was to cover my ass if it was stolen. I've got renters so it is covered with the garage(what the agent just verified), so I'll drop the comp.