So the GF swerved to miss an overturned truck on 670 today and put the car into a guard rail, which IMO is the best outcome really. Now the car is not in awful shape but the front bumper cover is gone, headlights all broke and the quarters are bent but no fluids leaking. SHe called the insurance company but with the mileage it has (207,XXX) my guess is they will total it.
This is not something she wants as the car runs fine and her deceased father gave it to her so she wants to keep it. So once the insurance comes and they make the determination to total it, is it too late for me to say i will fix it privatly? It really isnt a ton of work for me to do but a shop would be expensive and i can source most of it out pretty cheap.
TL;DR can i tell a insurance company to piss off after they look at the car and not go through with the claim