Bam Posted February 14, 2005 Report Share Posted February 14, 2005 Damn, I'm so screwed...Here's the story... Coming home from work last night around 11ish I got on 270 E. from Sawmill. I was passing over 71 when I see a load from a truck fall on the ground in my lane not even 100 ft ahead. I'm tired, its pouring down rain, and I got nowhere to go. So at the last minute I swerve right on the median and back left cuz I don't want to hit the wall, well being that it was wet out my rear end slides out and I go into a spin. 540 degrees later I smack the center divider at around 55 or 60mph backwards. Oncoming traffic swerves to avoid me and everyone comes out fine except me and one other car, the car didn't avoid the truck load, but hit it dead on. So I'm fine now, went to the hospital, got lots of drugs, and just heard back from the bodyshop, its $4100 in damages. I only bought the car for $4800, and I didn't have full coverage. Sucks to be me huh? Almost no money saved up and no ride...who's on the short bus now? graemlins/doh.gif Quote Link to comment Share on other sites More sharing options...
girlygirl18t Posted February 14, 2005 Report Share Posted February 14, 2005 damn that sucks. I'm glad your ok. there is a police auction comming up on March 5th. Dave and I are going to check it out. If you want I can swing by the morning of the auction and pick you up. call my cell and let me know. Quote Link to comment Share on other sites More sharing options...
Buck531 Posted February 14, 2005 Report Share Posted February 14, 2005 You got a 2001 car.. and don't have full coverage??? Hell, my '95 Buick with 160k on it has full coverage. graemlins/slap.gif Quote Link to comment Share on other sites More sharing options...
iwishiwascool Posted February 14, 2005 Report Share Posted February 14, 2005 www.COTA.com Quote Link to comment Share on other sites More sharing options...
Guest GSRchick714 Posted February 14, 2005 Report Share Posted February 14, 2005 Geez that sucks...sorry to hear that you have nothing to drive now...at least you're ok! smile.gif Quote Link to comment Share on other sites More sharing options...
Bam Posted February 14, 2005 Author Report Share Posted February 14, 2005 Thanks Meagan, I'll call you. Buck, the reason I don't have full coverage is because it costs $3400/year for me. I only bought the car for a bit more so it didn't seem worth it to me, and I've had it for 2 years. Technically this is not my fault, but since the guy drove off, I'm screwed. Quote Link to comment Share on other sites More sharing options...
old dirty bastard Posted February 14, 2005 Report Share Posted February 14, 2005 That fucking sucks Quote Link to comment Share on other sites More sharing options...
nathan Posted February 14, 2005 Report Share Posted February 14, 2005 If the truck put something on the highway that you could not avoid it would be their fault. Did the truck not stop or what? Quote Link to comment Share on other sites More sharing options...
Buckeye1647545503 Posted February 14, 2005 Report Share Posted February 14, 2005 see sig vvvvvvvvvvvvvv Quote Link to comment Share on other sites More sharing options...
Alex1647545498 Posted February 14, 2005 Report Share Posted February 14, 2005 If the police had the truck's information then you should go get it and file a claim with their company. Quote Link to comment Share on other sites More sharing options...
Guest Harris92 Posted February 14, 2005 Report Share Posted February 14, 2005 Damn sorry to hear that man, at least your ok Quote Link to comment Share on other sites More sharing options...
Bam Posted February 14, 2005 Author Report Share Posted February 14, 2005 Yeah, that's what screwed me over. The truck driver that lost the load did not even stop. And by the time I collected my thoughts and enough nerve to get out of the car (remember I was pointing the wrong way on 270 in traffic after I finally stopped) He was long gone. Cops showed up 20 min later and then a wrecker. Quote Link to comment Share on other sites More sharing options...
SPLN SUX Posted February 14, 2005 Report Share Posted February 14, 2005 Originally posted by BAM6I4: Damn, I'm so screwed...Here's the story... Coming home from work last night around 11ish I got on 270 E. from Sawmill. I was passing over 71 when I see a load from a truck fall on the ground in my lane not even 100 ft ahead. I'm tired, its pouring down rain, and I got nowhere to go. So at the last minute I swerve right on the median and back left cuz I don't want to hit the wall, well being that it was wet out my rear end slides out and I go into a spin. 540 degrees later I smack the center divider at around 55 or 60mph backwards. Oncoming traffic swerves to avoid me and everyone comes out fine except me and one other car, the car didn't avoid the truck load, but hit it dead on. So I'm fine now, went to the hospital, got lots of drugs, and just heard back from the bodyshop, its $4100 in damages. I only bought the car for $4800, and I didn't have full coverage. Sucks to be me huh? Almost no money saved up and no ride...who's on the short bus now? graemlins/doh.gif Not as easy to recover from a spin as you thought, was it. Glad your alright. Too bad about your car though... i was looking forward to a run. FFR:Anyone: If you have a choice to tag a gaurd rail or a concrete barrer... hit the guard rail. As you can see, the concrete barrer will grab hold of a car and shred the hell out of it. Quote Link to comment Share on other sites More sharing options...
Nitrousbird Posted February 14, 2005 Report Share Posted February 14, 2005 Originally posted by Buck531: You got a 2001 car.. and don't have full coverage??? Hell, my '95 Buick with 160k on it has full coverage. graemlins/slap.gif Yup, my 155k mile 95 Jimmy has full coverage on it, and I only paid $2200 for it (though I did get a hell of a deal). I'm having a hard time believe the $3400/year from all providers. I was paying $2500/year w/ my Formula back when I was 20, and that was with 2 tickets and a break-in insurance claim, and we are talking a high-risk vehicle here, not an economy car! Quote Link to comment Share on other sites More sharing options...
neonkiller Posted February 14, 2005 Report Share Posted February 14, 2005 Wouldnt this be the driver of the trucks fault? Why doesnt he pay for it or his insurance? Quote Link to comment Share on other sites More sharing options...
Alex1647545498 Posted February 14, 2005 Report Share Posted February 14, 2005 Originally posted by neonkiller: Wouldnt this be the driver of the trucks fault? Why doesnt he pay for it or his insurance? Originally posted by BAM6I4: Yeah, that's what screwed me over. The truck driver that lost the load did not even stop. And by the time I collected my thoughts and enough nerve to get out of the car (remember I was pointing the wrong way on 270 in traffic after I finally stopped) He was long gone. Cops showed up 20 min later and then a wrecker. Quote Link to comment Share on other sites More sharing options...
verse Posted February 14, 2005 Report Share Posted February 14, 2005 I have full coverage on my Celica and it's an '82. I'm 19 and I pay about $2600. Quote Link to comment Share on other sites More sharing options...
Bam Posted February 14, 2005 Author Report Share Posted February 14, 2005 Well thanks everyone for lecturing me on having full coverage, I can't say I will get it in the future, but yeah. Well so now I'm off to buy a new car, I've got a pimp 2004 Suburban to drive this week, but I WILL have bought a car by next Monday, no doubts about it. Quote Link to comment Share on other sites More sharing options...
SPLN SUX Posted February 15, 2005 Report Share Posted February 15, 2005 Guys i have State Farm and i only pay $1248 a year with full coverage on my Volvo... do you guys have tickets galore or what? Quote Link to comment Share on other sites More sharing options...
Bam Posted February 15, 2005 Author Report Share Posted February 15, 2005 I have 2 speeding tickets, that's it. No accidents and this one won't come up since there is no point in reporting it. I think it's the age...I'll be turning 19 at the end of this month. Suxors to be young. Anyways, just found out some cool shit, check my other post on what cars I'm looking at. Quote Link to comment Share on other sites More sharing options...
verse Posted February 16, 2005 Report Share Posted February 16, 2005 No tickets, never been pulled over. It's expensive for me b/c it's a RWD sports car and I'm 19. Quote Link to comment Share on other sites More sharing options...
LJ Posted February 16, 2005 Report Share Posted February 16, 2005 You guys keep talking about this low rate of insurance, what is your liability? The liability part makes up most of your cost Quote Link to comment Share on other sites More sharing options...
McGraw Posted February 16, 2005 Report Share Posted February 16, 2005 heh I'm 20 yrs old, 2 speeding tickets and a reckless op, and I only pay $564 a year on the monte SS (full coverage) . And only $500 a year on the camaro I just bought. and i'm with state farm. Quote Link to comment Share on other sites More sharing options...
smokinHawk1647545499 Posted February 16, 2005 Report Share Posted February 16, 2005 cant they trace the load back to the truck driver?? i got side swiped on the interstate this year, and hit the wall with my bumper, and tore the other guys front bumper, he never stoped, and his front bumper didnt have a plate on it, just a vanity plate, luckily it only scuffed up my rear bumper and no on coming traffic hit me, other then that car. glad i had full coverage, but its sucks i had to pay a deductible. Quote Link to comment Share on other sites More sharing options...
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