I'll email this Allstate guy for a quote, but add me to the list of disgruntled State Farm people. I had SF for about 5 years, in that time the only claims I had were when I rear-ended a girl in 2005 (5k damage to both cars combined) and when I lowsided in Newark and ended up totaling the bike ($3400). Three tickets in that entire 5 year span as well. Got a call from SF in December 2009 saying they were dropping me from both auto and moto, claiming that I had 3 claims (out of stupidity/panic, I called the claims number on my card when I dropped the Katana in 2006. When she explained that the repairs would be about the same as the deductible. I opted to do it myself and not proceed with the claim. No money paid by SF.) The real kicker, SF would keep me as a client, but my rates would increase 3x. I asked them if they saw a DUI that I wasn't aware of that would necessitate that rate increase, and they laughed at me. Pulled everything including homeowners the second I got back from overseas.