The 642 is my everyday carry gun. Using a De Santis "Tuck This" iwb holster, I wear year round..... shorts and T-shirt included. The trigger is heavy by design, but stages predictably well. It's surprisingly accurate. I collect and shoot several guns including Walthers, Berettas, Colts, Sigs, Rugers, and a few Smiths. Every morning, it's the 642 that makes it to my waistband. Get some +p hollowpoints and you'll have nothing to worry about. Btw, I paid $349 four years ago.