Had Geico for a while and had one claim that they handled really well. It wasn't my fault but they paid me and went after the other guys insurance to get paid back and won. Later on i revived a check from the other insurance company for my deductible. I shopped around a couple year later and found Riders to be cheaper and switched. And like many others found they wanted to jack my premium after just one year with no reason. Shopped around again and went with Progressive for a couple years then they did the same thing, jacked my rate for no reason at all. No tickets, no claims, nothing. So again I was back in the market, and ended up back with Geico. I pay $380 a year for full coverage on 2 bikes and 2 riders and comp on a 4 wheeler.