Having a Hurricane 232 in FL I can tell you.....you're better off joining a boat club in Lake Erie like JewToys suggested. My boat has been really reliable but the boat slip/lift has been expensive, interior gets banged up, some stuff breaks after a few years, maintenance to keep the Yamaha running right, etc...
I don't even know what's available around CLE, but after initial cost of entry, the monthly rate is very reasonable most places I've seen to get a clean, new, working boat everytime you want to use it.