Thanks I'll pass though, did collections at CBCS except I was paid $12.50 starting out, still wasn't enough, I quit before 6months and swore I'd never do it again. It really is as bad as everyone says. You should quit NCO and work at CBCS, they are ALWAYS hiring and I bet you could start out at least at $12/hour, we had a bunch of friggin idiots working there making $11.50+.