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2highpsi

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Everything posted by 2highpsi

  1. Yet another example,.... Money can buy A LOT of things. But it sure as fuck can't buy tact or general social skills. Keeping pissing on the world DickWiggs. I look forward to the liquidation sale of this "top end" equipment in a couple years.
  2. You can always pick up Invicta watches that "list" for $800 for $100 and under, and some of them really look nice. My Invicta 7133 skeleton gets more compliments than my Tags or other watches that cost significantly more.
  3. I hope everything is ok. But am I the only one that found this deeply disturbing. Look, I'm extremely tight. Over analyze every penny I spend. But this is just ridiculous. What good is money if you aren't alive to use it.
  4. Shits moving out! Good work. Makes me want one. Would be epic in my neck of the woods, where no one sees this kind of shit.
  5. Just trade it in...... At my dealership........ so I can buy the car. Lol
  6. Still screams scam. They just found someone with the ability to pass a 3rd grade english test to write their copy and and paste responses.
  7. It can however be answered with the phrase "Not one thing"
  8. 2highpsi

    iPhone and LTE

    Try being me, Cambridge ATT still is on EDGE network. Verizon has 3G here atleast, but they don't own a liscense in the area my phone number was originated from, so they can't port my number. FML
  9. Also bought JPM ETFC and MS near the lows. Been a good week
  10. Everyone at the office laughed at me when I wanted to short FB
  11. A couple common misconceptions. A. Liquid assets help. (false) the credit bureaus have no idea how much you have in deposit. B. Pay cash for everything (false). You have to use credit to build credit. I know 60 year old millionaires who have a 0 credit score. They never used credit. Now their personal small town bank would probably give them a loan because they (and only they) actually know how much he has on deposit. C. Pay everything off right away (false again) Two very important factors in all credit score models are AVERAGE AGE OF ACCOUNTS and AVERAGE BALANCE IN RELATION TO LIMIT. Someone with 7 year old (still active) accounts, that carry a balance of roughly 25% balance to limit will have a higher score than someone with all new accounts that have 0 balances. Copperheads post pretty much sums up all the good and correct info. Follow it and you will be good
  12. Cha-Ching! Only way to do it. In and out QUICK
  13. UPDATE: SNPK is down like 90% from a month ago. :lolguy:
  14. I'm actually watching you right now..... When I said given your age I meant under the age of 40. Retirement strategy is pretty much the same for anyone that young. I guess I just assumed you were somewhere in your early 30s from different posts you've made. I could be way off though.
  15. Your right, it may have been slightly exaggerated and on the extreme side, and I was using estimated figures, but the basis of the concept is what I was really trying to get through.
  16. Didn't realize you said per quarter. I was talking about an annual yield, and all the example numbers were based as such.
  17. When the Dow was 7000 there were quite a few.
  18. I understand there wasn't a penalty. However your money was removed from the market during the loan. You didn't receive any dividends on the money you borrowed against. It cost you significantly more than you realize
  19. Let's say you had 1000 shares of XYZ mutual fund trading at $20 pre crash with an effective dividend yield rate of 4%. That produced a $800 dividend. That doesn't change when the share price got cut in half,... It still produced an $800 dividend. But now shares were only $10. So you missed out on 80 shares. Once the share price got back to $20 (as they all did,... Just the dividend reinvestment from that ONE year cost you $1600. Not including any other years dividends or growth you missed. It's hard to explain on here,... Especially typing it on my phone,.. hopefully you get the jist of it.
  20. If you have good credit (over 720) you are better off not doing it. With your age most of your 401k is probably in growth and income mutual funds. The way they accumulate wealth is pretty simple. They pay dividends that reinvest and buy you more shares. When you take a loan out, on top of losing potential share price increases, you lose your dividends and stop accumulating shares. Think really long term. 401k money is for retirement. Any time you mess with it, you just pushed your retirement back. Only in very extreme (near emergency) circumstances should 401k money be borrowed against, pulled out, or the like.
  21. Take the Cobra I'm considering taking mine and running. Don't make me the only one
  22. Funny,... I just talked to a guy who said his 700 whp Cobra hooked better with R888s on the street than on any drag radial he ever ran previously. I initially wrote it off to his car being down on power and he didn't realize it, or just pure BS. But if 1600 hp cars are running them, I may have to reconsider my previous assumptions.
  23. Wow..... Looks amazing! I can't wait to see this thing done
  24. Gun makers can't keep up with demand either. I've had two on order for a few months now.... Stupid election year BS for sure
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