You guys ever heard of http://www.rimtyme.com/ it's a rent to own wheel/tire place, been around a few years in whitehall.
People who are broke spend way less on things, they have food stamps and WIC, and various other handouts. I could see someone paycheck to paycheck not buying in bulk, but most people are simply pushing the limits of what they can afford. Either they feel the need to live in a certain area, or have certain things, I have no fucks to give about how other people live their lives. Take their fucking handouts away and watch the unemployment rate drop, at least my tax dollars can go to something other then some worthless fuck.